Search
  • Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Dwf and credit score

Collapse
Loading...
X
Collapse
  • Page of 2
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 Next
  • #1

    Dwf and credit score

    Had the most embarrassing day of my life. Went out shopping with my kids. They were unwell as well as not easy. We left an item worth 6£ in our basket. No police were called but i have been ashamed picture taken of me. Details from my d. licence. Did not have to sign anything. Banned from all tescos forever. And should expect a letter about a payment to dwf i guess or rlp. The guy said from 80£ to hundreds. Read some topics here already.... They told me if i do not pay in 28days they will get a warrant and take me from my home. It is very embarrassing for me, as my husband is an officer. He knows there is no trouble for me from criminal side of the things as it was not intentional. So im not sure whether to ignore it or what to do. Also how does it affect my credit score if i don't pay and they keep threatening me. Also have a loan and credit card with tesco. Its so embarrassing. My daughters were crying there. Didn't even read the paper they were trying to give me.
    Thank you for your help and advice
    Tags: None
  • #2
    Re: Dwf and credit score

    Hi

    So no actual letters from any civil recovery scamsters yet?
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment

    • #3
      Re: Dwf and credit score

      Not yet. But as i have some issues and on medication for it, i am trying to plan ahead. So at least my little malfunctioning brain won't freak out all the way until i get one...
      • 1 thank

      Comment

      • #4
        Re: Dwf and credit score

        Forewarned is forearmed, as 'they' say!

        One of them, RLP, was given a good spanking in an Oxford court.
        Not only did they lose, they were refused permission to appeal.
        To my best knowledge they have not tried to argue their case in a court hearing since then.
        Maybe [MENTION=39710]des8[/MENTION] has more info.
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick
        • 2 likes

        Comment

        • #5
          Re: Dwf and credit score

          DWF are a little more scary than our "friends" at RLP, in that they are a proper law firm.
          However much they threaten however, I have not been able to find a single case where their clients have initiated court action.
          DWF can't sue you... only the retailer can do this, and nowadays this is extremely rare due to the costs involved (even if they win) and the adverse publicity it generates).
          RLP haven't advised a client to trycourt since they lost spectacularly in 2012.

          You can expect around 5 letters requesting a donation, all tied up in legalese with threats about court action and the affect it might have on your credit record.
          Ignore them all unless you ever actually receive proper court papers (which is unheard of at present)
          You might also have letters from debt Collectors, and they too can be ignored.

          If you become worried, come back here and post up the letters that concern you.
          • 1 thank

          Comment

          • #6
            Re: Dwf and credit score

            Thank you very much for your help
            • 2 likes

            Comment

            • #7
              Re: Dwf and credit score

              Hi
              I've got the letter. Just having trouble uploading it.

              Comment

              • #8
                Re: Dwf and credit score

                http://tinypic.com/view.php?pic=2lavxgm&s=9

                Comment

                • #9
                  Re: Dwf and credit score

                  http://tinypic.com/view.php?pic=10f8gwn&s=9

                  Comment

                  • #10
                    Re: Dwf and credit score

                    Thank you very much for your help

                    Comment

                    • #11
                      Re: Dwf and credit score

                      Only page 2 of letter has arrived, but never mind.
                      It's a standard template and of no real significance.
                      Take for example the first question: Can civil recovery be issued for any amount of loss?
                      Answer "Yes" is factually incorrect as no claim can be issued for less than £15,
                      They can issue a claim for anything greater, but they then have to prove it, and that's where they fall down.
                      So they never do it!
                      This is what RLP tried in Oxford some years ago, and never dd again!
                      Here's a link to a thread discussing the case and its implications (if you want a little light reading:tinysmile_grin_thttp://www.legalbeagles.info/forums/...h-and-the-lies


                      Page 1 now arrived!
                      Security costs cannot be attributed to an individual as they are costs incurred by the retailer in the normal running of his business.
                      The "shoplifter" was not the direct cause of those costs.
                      • 2 likes

                      Comment

                      • #12
                        Re: Dwf and credit score

                        Originally posted by des8 View Post
                        Only page 2 of letter has arrived, but never mind.
                        try this
                        Attached Files
                        Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                        It doesn't matter where your journey begins, so long as you begin it...

                        recte agens confido

                        ~~~~~

                        Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                        I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                        But please include a link to your thread so I know who you are.

                        Specialist advice can be sought via our sister site JustBeagle
                        • 1 thank

                        Comment

                        • #13
                          Re: Dwf and credit score

                          Lol!

                          File as appropriate.

                          CAVEAT LECTOR

                          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                          You and I do not see things as they are. We see things as we are.
                          Cohen, Herb

                          There is danger when a man throws his tongue into high gear before he
                          gets his brain a-going.
                          Phelps, C. C.

                          "They couldn't hit an elephant at this distance!"
                          The last words of John Sedgwick
                          • 1 thank

                          Comment

                          • #14
                            Re: Dwf and credit score

                            Thank you very much.
                            A bit worried about the 6yrs thing. But try to be positive.

                            Comment

                            • #15
                              Re: Dwf and credit score

                              Don't (worry that is):tinysmile_twink_t2:
                              • 1 thank

                              Comment

                              Previous 1 2 Next

                              View our Terms and Conditions

                              LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                              If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                              If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

                              Announcement

                              Collapse
                              No announcement yet.

                              Court Claim ?

                              Guides and Letters
                              Loading...



                              Search and Compare fixed fee legal services and find a solicitor near you.

                              Find a Law Firm


                              Working...
                              X