Hi all ,
I am new to this so please excuse if I've done this the wrong way but i need some help and advice ?
Right I now have a CCJ against my noddle Credit File of which I believe is for a debt that is Statute barred , so i had a managed loan from HSBC , cleared in 2011 I take when this lot bought the loan but my last payment made to HSBC was the 1st of June 2010 and on the 1st of July the payment got returned and no further payments have been made so if i am right in my thinking the claim from them came on the 6th July 2016 am i right in thinking that they were basically 5 days to late to put this in? If so then that is very close so worried about a judge setting it aside and also what to say in court , and how to fill out the N244 form from the courts , hope this makes sense and help very gratefully received .
Thanks in Advance
Worried Rich
I am new to this so please excuse if I've done this the wrong way but i need some help and advice ?
Right I now have a CCJ against my noddle Credit File of which I believe is for a debt that is Statute barred , so i had a managed loan from HSBC , cleared in 2011 I take when this lot bought the loan but my last payment made to HSBC was the 1st of June 2010 and on the 1st of July the payment got returned and no further payments have been made so if i am right in my thinking the claim from them came on the 6th July 2016 am i right in thinking that they were basically 5 days to late to put this in? If so then that is very close so worried about a judge setting it aside and also what to say in court , and how to fill out the N244 form from the courts , hope this makes sense and help very gratefully received .
Thanks in Advance
Worried Rich
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