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Sainsburys Credit Card

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  • #16
    Re: Sainsburys Credit Card

    Originally posted by McGinty View Post
    The last payment was made in December 2014 via a DMP. The guy running that business retired at that point so I started to deal with my debts myself. I am not currently in a DMP. The intention was to make Shoosmiths realise that Stepchange was a possible option. Obviously going down that road would leave them with very little-certainly less than £850.
    After what period does a debt become statute barred? Thanks again. Mc
    Since your offer of settlement the 6 year clock restarted on the date you made the offer, so 6 years from that point.

    nem
    • 2 likes

    Comment

    • #17
      Re: Sainsburys Credit Card

      Thanks Nem, I will remember that one!
      • 1 thank

      Comment

      • #18
        Re: Sainsburys Credit Card

        No I didn't.

        Comment

        • #19
          Re: Sainsburys Credit Card

          Originally posted by McGinty View Post
          No I didn't.

          ??

          nem

          Comment

          • #20
            Re: Sainsburys Credit Card

            Sorry Nem-must have been still asleep when I wrote that as I don't know what it was for either!
            • 2 likes

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            • #21
              Re: Sainsburys Credit Card

              Not heard anything on this as yet. Sent the letter recorded 17th October. They haven't even acknowledged. Is it time for a reminder? Thanks

              On another note and I can start a separate thread on this if needed. A family friend took hire purchase out on a car nearly three years ago and also took payment protection. He had a massive stroke two years ago and has been left paralysed from the waist down so hence the car is of no use to him. The payment protection kicked in okay but it was only for one year. He is now being hounded for the payments and is struggling to pay as obviously he can no longer work. Can anyone advise on this please?

              Mc

              Comment

              • #22
                Re: Sainsburys Credit Card

                Originally posted by McGinty View Post
                Not heard anything on this as yet. Sent the letter recorded 17th October. They haven't even acknowledged. Is it time for a reminder? Thanks

                On another note and I can start a separate thread on this if needed. A family friend took hire purchase out on a car nearly three years ago and also took payment protection. He had a massive stroke two years ago and has been left paralysed from the waist down so hence the car is of no use to him. The payment protection kicked in okay but it was only for one year. He is now being hounded for the payments and is struggling to pay as obviously he can no longer work. Can anyone advise on this please?

                Mc

                Hello Mc

                Yes it would be better to start a new thread, if possible with as much detail as possible to as much help as possible !

                nem

                Comment

                • #23
                  Re: Sainsburys Credit Card

                  Originally posted by McGinty View Post
                  Not heard anything on this as yet. Sent the letter recorded 17th October. They haven't even acknowledged. Is it time for a reminder? Thanks
                  Which letter?
                  CAVEAT LECTOR

                  This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                  You and I do not see things as they are. We see things as we are.
                  Cohen, Herb

                  There is danger when a man throws his tongue into high gear before he
                  gets his brain a-going.
                  Phelps, C. C.

                  "They couldn't hit an elephant at this distance!"
                  The last words of John Sedgwick

                  Comment

                  • #24
                    Re: Sainsburys Credit Card

                    CCa request

                    Comment

                    • #25
                      Re: Sainsburys Credit Card

                      Did you get proof of posting &, if sent by tracked post, have you confirmed that AG received it?
                      CAVEAT LECTOR

                      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                      You and I do not see things as they are. We see things as we are.
                      Cohen, Herb

                      There is danger when a man throws his tongue into high gear before he
                      gets his brain a-going.
                      Phelps, C. C.

                      "They couldn't hit an elephant at this distance!"
                      The last words of John Sedgwick

                      Comment

                      • #26
                        Re: Sainsburys Credit Card

                        I have proof of posting and was sent on a sign for delivery basis. I also sent a copy to Shoosmiths as an advisory which I'm glad I did now as I have tracked both and the Shoosmiths one has been received and signed for but not the more important one to Arrow Global. This must have gone astray. I sent it to their Bedford Row office, Wc1r4js. I will have to contact Royal Mail tomorrow to see what has gone wrong with it as it is not showing as received on their tracking. Mc
                        • 1 thank

                        Comment

                        • #27
                          Re: Sainsburys Credit Card

                          Originally posted by McGinty View Post
                          I have proof of posting and was sent on a sign for delivery basis. I also sent a copy to Shoosmiths as an advisory which I'm glad I did now as I have tracked both and the Shoosmiths one has been received and signed for but not the more important one to Arrow Global. This must have gone astray. I sent it to their Bedford Row office, Wc1r4js. I will have to contact Royal Mail tomorrow to see what has gone wrong with it as it is not showing as received on their tracking. Mc
                          It may well have been refused.

                          nem
                          • 1 thank

                          Comment

                          • #28
                            Re: Sainsburys Credit Card

                            Why would they have refused it? Does this make proof of posting more important?
                            Mc

                            Comment

                            • #29
                              Re: Sainsburys Credit Card

                              Originally posted by McGinty View Post
                              Why would they have refused it? Does this make proof of posting more important?
                              Mc
                              They have begun a rather stupid response to receiving signed for post, they just refuse to sign/take delivery.

                              nem
                              • 2 likes

                              Comment

                              • #30
                                Re: Sainsburys Credit Card

                                You could resend it via ordinary 1st class post; get proof of posting. (Free certificate available at Post Office).
                                Make sure the postal order etc. & the CCA request are clearly cross-referred, & endorsed 'For Statutory purposes only.
                                CAVEAT LECTOR

                                This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                                You and I do not see things as they are. We see things as we are.
                                Cohen, Herb

                                There is danger when a man throws his tongue into high gear before he
                                gets his brain a-going.
                                Phelps, C. C.

                                "They couldn't hit an elephant at this distance!"
                                The last words of John Sedgwick

                                Comment

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