Hi i have started the process of addressing my financial woes after a few years of burying my head!
my first problem is as follows, my credit report shows a CCJ issued 2012 in favour of MKDP llp (credit card), also on my report the same credit card shows as a default in favour of Link Financial, why would MKDP after getting the CCJ then appear to sell the debt on to Link? i made a request under 77/78 to Link, they replied that neither they nor MBNA can provide the agreement/deed of assignment.
is it legal after the CCJ to move the debt on?
my first problem is as follows, my credit report shows a CCJ issued 2012 in favour of MKDP llp (credit card), also on my report the same credit card shows as a default in favour of Link Financial, why would MKDP after getting the CCJ then appear to sell the debt on to Link? i made a request under 77/78 to Link, they replied that neither they nor MBNA can provide the agreement/deed of assignment.
is it legal after the CCJ to move the debt on?