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Hi All, this is a great site, and a fantastic source of information, i feel there is hope to my situation when i read the forum!
i would appreciate advice relating to a Decree/CCJ i have just discovered on my credit report, i knew nothing about it, and it relates to a credit card debt claimed to be owed to MKDP llp for £11000, this was issued in Sept 2012, i cannot recall ever receiving paperwork relating to this, and i dont recognise the debt.
i have found the debt agency who appear to now own the debt are Link Financial for MBNA, I made a request under the CCA 77/78 for the agreement ( i sent £1), they have replied as follows:
we write further in the matter regarding the MBNA credit card and to be more specific your request for account documentation under section 77/78 of the CCA 1974. Unfortunately the original creditor is unable to comply with your request. we therefore return your fee payment of £1.00.
can i apply to the court to have the decree overturned?
is there anything else i should be asking Link financial for?
any advice greatly appreciated
i would appreciate advice relating to a Decree/CCJ i have just discovered on my credit report, i knew nothing about it, and it relates to a credit card debt claimed to be owed to MKDP llp for £11000, this was issued in Sept 2012, i cannot recall ever receiving paperwork relating to this, and i dont recognise the debt.
i have found the debt agency who appear to now own the debt are Link Financial for MBNA, I made a request under the CCA 77/78 for the agreement ( i sent £1), they have replied as follows:
we write further in the matter regarding the MBNA credit card and to be more specific your request for account documentation under section 77/78 of the CCA 1974. Unfortunately the original creditor is unable to comply with your request. we therefore return your fee payment of £1.00.
can i apply to the court to have the decree overturned?
is there anything else i should be asking Link financial for?
any advice greatly appreciated
