PLEASE advise. PRA group vs Penny

[nemesis45]

Re: PLEASE advise. PRA group vs Penny

Where exactly is all this prepared text coming from please.

nem

[Penny03]

Re: PLEASE advise. PRA group vs Penny

I found a lot of it from here:

http://3letterprocess.blogspot.co.uk...-of_6.html?m=1

You can probably tell how confused I am about this whole process.

But that's exactly the reason I came here for some advice, I didn't wanna send any more information out until I knew what im actually doing.

I understand I'm already in a hole, I just don't choose to dig myself any deeper.

I really appreciate all the knowledge you are sharing.

[nemesis45]

Re: PLEASE advise. PRA group vs Penny

I found a lot of it from here:

http://3letterprocess.blogspot.co.uk...-of_6.html?m=1

You can probably tell how confused I am about this whole process.

But that's exactly the reason I came here for some advice, I didn't wanna send any more information out until I knew what im actually doing.

I understand I'm already in a hole, I just don't choose to dig myself any deeper.

I really appreciate all the knowledge you are sharing.

That is from the internationally discredited Freeman/men on/of the Land it's more likely to get you a judgment by default send that lot wont just dig a hole it will bury you!

I'm going to as sais talk to others and will get back to you tomorrow.

nem

[Penny03]

Re: PLEASE advise. PRA group vs Penny

Thank you Nem

[R0b]

Re: PLEASE advise. PRA group vs Penny

@nemesis45, sorry not sure what I am looking for, are you saying there is something wrong with the PRA address and Mr Marr's address?

Is it the non SRA regulated practice you are wanting to know more about? If it is then what that means is that for the purpose of carrying out regulated activities under the Legal Services Act, it is not regulated by the SRA but it may be regulated by some other authority under the Act. The main authorities are the Bar Council, CILEX, institute of trade mark and patent attorneys.

They would need to be regulated under one of those other bodies other than the SRA, the full list is set out under the Act can't remember them all but its there somewhere. If they are not regulated to conduct such activities then it is a criminal offence to do so, provided that they are not exempt.

Edit: It would seem Mr Marr is authorised by the SRA and therefore it would not require PRA to be authorised as it has employed him to provid legal services to the business.

[nemesis45]

Re: PLEASE advise. PRA group vs Penny

@nemesis45, sorry not sure what I am looking for, are you saying there is something wrong with the PRA address and Mr Marr's address?

Is it the non SRA regulated practice you are wanting to know more about? If it is then what that means is that for the purpose of carrying out regulated activities under the Legal Services Act, it is not regulated by the SRA but it may be regulated by some other authority under the Act. The main authorities are the Bar Council, CILEX, institute of trade mark and patent attorneys.

They would need to be regulated under one of those other bodies other than the SRA, the full list is set out under the Act can't remember them all but its there somewhere. If they are not regulated to conduct such activities then it is a criminal offence to do so, provided that they are not exempt.

Edit: It would seem Mr Marr is authorised by the SRA and therefore it would not require PRA to be authorised as it has employed him to provid legal services to the business.

It all seems very odd R0b, Marr has fronted a number of Debt Purchasers/Collectors " legal departments" I first came across him at 1st Credit when Najib Nathoo ( Now European Director at Robinson Way) was the CEO I found that Marr was signing claim forms and at that point was not registered with the Law Society.

I agree PRA should be regulated as well. Imo this stinks.

nem

[R0b]

Re: PLEASE advise. PRA group vs Penny

It all seems very odd R0b, Marr has fronted a number of Debt Purchasers/Collectors " legal departments" I first came across him at 1st Credit when Najib Nathoo ( Now European Director at Robinson Way) was the CEO I found that Marr was signing claim forms and at that point was not registered with the Law Society.

I agree PRA should be regulated as well. Imo this stinks.

nem

Sorry if I have not made myself clear on this point, Mr Marr is authorised and regulated by the SRA as a qualified solicitor. PRA have employed him him for the services of litigation claims and therefore as he has been employed solely to deliver those services to the business then PRA are exempt from being authorised either by the SRA or any other authorised body under the Legal Services Ac, unless they are advertising services to the public then they will not be exempt.

It sounds like Marr is going around the place like a locum solicitor if he is transferring from one business to another but that is something he is entitled to do. If Marr were to leave PRA and be employed by someone else, then PRA would either need to employ or instruct another solicitor to carry out the work, or have someone of a senior management level to bring the claim on behalf of PRA.

Obviously you know alot more about him than I do so I can't comment on earlier practice as the SRA shows that he is authorised as a practising solicitor. If you wanted to be absolutely certain then you could contact the SRA as sometimes their website is out of date but generally it is accurate.

If you believe that he was carrying out reserved legal activities when he was not authorised then you should report it to the SRA but depending on when this was taking place, the SRA may not take any action. Equally, I do not think there is anything "illegal" or wrong if Mr Marr were working for more than one business at the same time and setting up legal departments. Obviously he has to comply with the SRA Codes of Conduct but there is nothing I am aware of which prevents him from working one business 3 days a week and another for the other 2 days.

[nemesis45]

Re: PLEASE advise. PRA group vs Penny

Sorry if I have not made myself clear on this point, Mr Marr is authorised and regulated by the SRA as a qualified solicitor. PRA have employed him him for the services of litigation claims and therefore as he has been employed solely to deliver those services to the business then PRA are exempt from being authorised either by the SRA or any other authorised body under the Legal Services Ac, unless they are advertising services to the public then they will not be exempt.

It sounds like Marr is going around the place like a locum solicitor if he is transferring from one business to another but that is something he is entitled to do. If Marr were to leave PRA and be employed by someone else, then PRA would either need to employ or instruct another solicitor to carry out the work, or have someone of a senior management level to bring the claim on behalf of PRA.

Obviously you know alot more about him than I do so I can't comment on earlier practice as the SRA shows that he is authorised as a practising solicitor. If you wanted to be absolutely certain then you could contact the SRA as sometimes their website is out of date but generally it is accurate.

If you believe that he was carrying out reserved legal activities when he was not authorised then you should report it to the SRA but depending on when this was taking place, the SRA may not take any action. Equally, I do not think there is anything "illegal" or wrong if Mr Marr were working for more than one business at the same time and setting up legal departments. Obviously he has to comply with the SRA Codes of Conduct but there is nothing I am aware of which prevents him from working one business 3 days a week and another for the other 2 days.

Thank you [MENTION=71570]R0b[/MENTION].

Useful !

nem

[Penny03]

Re: PLEASE advise. PRA group vs Penny

Thank you [MENTION=71570]R0b[/MENTION]

[Penny03]

Re: PLEASE advise. PRA group vs Penny

Good afternoon [MENTION=55034]nemesis45[/MENTION], i'm positive you're helping many others as well.

Do you have any suggestions what my next step should be?

Thank you

[nemesis45]

Re: PLEASE advise. PRA group vs Penny

Good afternoon @nemesis45, i'm positive you're helping many others as well.

Do you have any suggestions what my next step should be?

Thank you

Hi,

You have actually sent the FOTL 3 letters stuff?
Has the court acknowledged service of your defence and passed it to the claimant?
nem

[Penny03]

Re: PLEASE advise. PRA group vs Penny

Hi Nem
yes the court has been not least my defence and sent it to PRA group.

The only letters Ive sent to PRA are, the two I listed above.
CPR
CCA

The only thing I received from PRA group was a statement ( which looks like they've created them selves) and an attached letter saying they would obtain and forward on the rest of my requested information at a later date.

[nemesis45]

Re: PLEASE advise. PRA group vs Penny

Hi Nem
yes the court has been not least my defence and sent it to PRA group.

The only letters Ive sent to PRA are, the two I listed above.
CPR
CCA

The only thing I received from PRA group was a statement ( which looks like they've created them selves) and an attached letter saying they would obtain and forward on the rest of my requested information at a later date.

PRA has 28 days from the date it receives the defence to respond to it.

OK the debt remains unenforceable until the agreement is provided.
So a wait and see situation at the moment.

nem

[Penny03]

Re: PLEASE advise. PRA group vs Penny

I've already been sent a court mediation form which needs to be filled out and returned by the 11th Aug.

A single page letter from PRA saying after receiving my defence from the court, they will continue with the case.

they have also sent me copies of their court mediation form signed by Marr.

- - - Updated - - -

But they have still failed to send me any other information, apart from the alleged account statement they made.

[Penny03]

Re: PLEASE advise. PRA group vs Penny

[MENTION=55034]nemesis45[/MENTION] may I ask a question.

Back in 2013, I spoke with Barclays as I had trouble paying the high repayment charges. They placed my account & interest on hold, and I started paying £5 per month. Would this be classified as a new agreement with Barclays, or would PRA still be required to supply the original egg and Barclay card aggrements to win a case?

Thank you