Cabot finance taking me to court

[Jasonknox]

I had finance with British credit trust
Got in to areas paid half handed car back I thought this was the end of it
But for 2 years I have had Cabot finance chasing me for 9000 pounds
It's been to court twice and at the moment has a stay on it
But back in court Friday please help

[nemesis45]

Re: Cabot finance taking me to court

Good evening Jason, welcome to LB,

You will need to give us a lot more detail if we are to help you.
e.g. what are the details of the 2 court cases? Why is the claim back in court now?
Why was the claim stayed?

Please post up the Particulars of Claim or type it in word for word.

nem

[charitynjw]

Re: Cabot finance taking me to court

Hi Jasonknox & welcome to LB

I'll give [MENTION=71570]R0b[/MENTION] a nudge for you.

Btw, the finance? HP? Conditional sale? Loan? Something else?

[Jasonknox]

Car finance

I had finance with British credit trust
Fell in to difficulty paid half finance handed car back thought that was the end of it but 4 years later I got Cabot finance chasing me for 9000 pounds and will be in court Friday please help

[nemesis45]

Re: Car finance

I had finance with British credit trust
Fell in to difficulty paid half finance handed car back thought that was the end of it but 4 years later I got Cabot finance chasing me for 9000 pounds and will be in court Friday please help

Jason are all these threads you have started about the same case?

If so it would be easier to keep to just one otherwise it gets very confusing.

nem

[Jasonknox]

Re: Cabot finance taking me to court

Because first time they turned up but they had no contract so the judge declined there order
They have now got contract
They have tried on 3 occasions to get to get stayed overturned without hearing

[nemesis45]

Re: Cabot finance taking me to court

Because first time they turned up but they had no contract so the judge declined there order
They have now got contract
They have tried on 3 occasions to get to get stayed overturned without hearing

The claimant simply has to pay a fee to lift the stay so this is not making sense.

nem

[Jasonknox]

Re: Cabot finance taking me to court

They tried to get the claim in there favour without a hearing at Northampton court but has now be put for hearing in Southampton court on Friday

[nemesis45]

Re: Cabot finance taking me to court

They tried to get the claim in there favour without a hearing at Northampton court but has now be put for hearing in Southampton court on Friday

OK they have paid the fee to have the stay lifted and the claim has been transferred to your local court.

Do you mean the claimant has sought " summary judgment"?

What is/was your defence to the claim?? Just that the claimant did not have the agreement?

nem

[Jasonknox]

Re: Cabot finance taking me to court

I said to the judge that I was told if I paid half and sent car back I would not have to pay any more
So the judge said he could not make decision as no contract present

[nemesis45]

Re: Cabot finance taking me to court

I said to the judge that I was told if I paid half and sent car back I would not have to pay any more
So the judge said he could not make decision as no contract present

OK so now they have the contract?

Have you been sent a copy of the contract so that you can amend your defence if necessary?

nem

[Jasonknox]

Re: Cabot finance taking me to court

Yes I got contract it's says if I paid 50 percent I can vt which I did voluntary hand the car back it was all done through me and British credit trust
There was no court order to reposes the car but I have no corsopdense of the vt last time I made payment before vt was 7 /6/2011

[nemesis45]

Re: Cabot finance taking me to court

[QUOTE=Jasonknox;665113]Yes I got contract it's says if I paid 50 percent I can vt which I did voluntary hand the car back it was all done through me and British credit trust
There was no court order to reposes the car but I have no corsopdense of the vt last time I made payment before vt was 7 /6/2011[/QUOTE}

So from what does this claim arise?
Is the claimant saying it has no record of the VT?

nem

[Jasonknox]

Re: Cabot finance taking me to court

They have not mentioned anything about the vt they just put there is no clause on my terms and conditions allowing me to return the vechile without paying the full balance with light of this can you withdraw your defence and fill in the n9a
That's the letter they sent on the 15 th March

[nemesis45]

Re: Cabot finance taking me to court

They have not mentioned anything about the vt they just put there is no clause on my terms and conditions allowing me to return the vechile without paying the full balance with light of this can you withdraw your defence and fill in the n9a
That's the letter they sent on the 15 th March

Jason please post a copy of the AGREEMENT you have so that the others can see what there is.

If you need help with this I'm sure [MENTION=49370]Kati[/MENTION] will be able to help.

nem