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Hello everyone, please help. I received a county court claim form for a debt that I believed to already have been paid. I had a store card over 6 years ago and when I became unemployed was unable to keep up with the payments. I contacted them and explained my situation and was told I had payment protection (which I did not know) so they would cover the first couple of months through this. They then started to harass me with calls and written demands so I asked if they could freeze charges and I could pay £10 a month until I cleared the balance and set up a standing order for I believe 12 months as it was £120 that I owed. They accepted this and once the payments stopped coming out, I assumed the debt was clear. Years later, I received a letter from a debt collector demanding more than the original debt. I sent them a CCA and did not get a reply. unfortunately, I no longer have a record of sending this as it was a few years ago. I then received some time later a letter from a different collector. this time I ignored it as I did not believe it to be real and now from this 4th or 5th company, they have not sent a default letter and ignored my first CPR request. Again unfortunately, I did not think to send it recorded deliver but have re-sent request today by recorded deliver but am still concerned as I have to file my defense by 14/06/2016! I made a PPI claim that was rejected as they said I knew I had cover but if that was the case the debt would have never gone into dispute. Also, the interest amount seems to be wrong and states:
The claimant claims 1) The sum of £183.86 2) interest pursuant to s69 of the county court act 1984 at the rate of 8.00percent from the 12/05/2010 to the date hereof 2188 is the sum of £88.18 (if at 2190 days = £88.58) 3) future interest accuring at the daily rate of £0.04 4) costs. it also says GE Captital assigned the claim to Howard and Cohen but the last letter I received was from Robinson Way?
The claimant claims 1) The sum of £183.86 2) interest pursuant to s69 of the county court act 1984 at the rate of 8.00percent from the 12/05/2010 to the date hereof 2188 is the sum of £88.18 (if at 2190 days = £88.58) 3) future interest accuring at the daily rate of £0.04 4) costs. it also says GE Captital assigned the claim to Howard and Cohen but the last letter I received was from Robinson Way?
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