Tweet
These people will not go away, and I am getting very annoyed with them I wrote to them on the 1st February 2016 asking them to prove their claim. Restons wrote back to me on the 10th February acknowledging my letter and saying they would contact me further when they had received the necessary documentation from their clients.
Heard nothing from then again until this week when I received a letter from them again asking for payment but no mention was made of them providing me with any evidence. They claim the current balance outstanding is £720.65 which relates to Capital One - Credit Card facility. The account was opened on or about Friday 31st August 2001. In line with the terms and conditions which governed the account the original creditor had a contractual right of assignment. In other words, the original creditor was entitled to transfer their rights an benefits under the account to a third party and that right was exercised on Monday January 1, 1900 (must be a typo there not that old!) They go on to say they would like me to make an affordable and sustainable arrangement for me.
They are a bunch of leeches that just wont go away. In my view they have not proved their case, and are trying to bluff me with a lot of legal jargon. I claimed that I thought the debt was statue barred and they have failed to supply me with any evidence to disprove this. Any advice?
Heard nothing from then again until this week when I received a letter from them again asking for payment but no mention was made of them providing me with any evidence. They claim the current balance outstanding is £720.65 which relates to Capital One - Credit Card facility. The account was opened on or about Friday 31st August 2001. In line with the terms and conditions which governed the account the original creditor had a contractual right of assignment. In other words, the original creditor was entitled to transfer their rights an benefits under the account to a third party and that right was exercised on Monday January 1, 1900 (must be a typo there not that old!) They go on to say they would like me to make an affordable and sustainable arrangement for me.
They are a bunch of leeches that just wont go away. In my view they have not proved their case, and are trying to bluff me with a lot of legal jargon. I claimed that I thought the debt was statue barred and they have failed to supply me with any evidence to disprove this. Any advice?
