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Recieved a claim from County Court Business Centre 15th March 2016
amount £Xxxxx incl interest, court and solicitor fee
Claimant, Hoist Portfolio Holding 2 Ltd ( HPH2 )
Solicitor, Howard Cohen and CO
Orginal Creditor, Barclaycard
Particulars of claim;
This claim is for the sum of xxxx in respect of monies owing under an Agreement with the account No. XXXXXXX pursuant to the The Consumer Credit Act 1974 (CCA).
The debt was legally assigned to MKDP LLSP (Ex Barclaycard) to the Claimant and notice has been served. The Defendant has failed to make contractual payments under the terms of the Agreement. A default notice has been served upon the Defendant pursuant to s.87 (1) CCA.
The Claimant claims
1. The sum of £ xxxx
2. Interest pursuant to s69 of the County Court Act 1984 at a rate of 8.00 per cent from the 30/09/11 to the date of £xxxx is the sum of £ xxxx .
3. Future interest accruing at the daily rate of £ .66
4. Costs.
Not statute barred. Default was 30/08/11 by Barclaycard, and not 30/09/11.
No letter's have been sent as yet.
To date: Acknowledge of sevice with intend to defend, completed yesterday on line. I used my married name and new address.
Confused about the three letter process. Informed to late to send due to proceeding's started and the court's hate them!
Instructed to forward the CPR18 to solicitor's ( using whatever name I want) Request Copy of agreement section 77-79.
NB: above information obtained from another site, was unable to locate the CPR18 and CCA
This is a debt from Barclaycard 2010. The first i knew of a problem was when a letter from Capquest 21st Sept 2010 requesting payment of £xxxx. Intially, I responsed and agreed to pay the reduced amount that was in the letter ( £3xxx) within six month's. I paid a token payment over the phone £5 and £10 in Oct. Also, my partner paid £xxxx that month. Another payment £5 was given in November. These payments were being made due to constant phone calls from the company asking for money despite having six months to pay their settlement fiqure. During this time, I was trying to find money to pay them off and resorted to selling an expensive ring for a fraction of the value but enough to meet the remainder, in total, £ xxxx. I telephoned to make the final payment but was told that I had defaulted in Oct and now the full amount was due. At this stage, I became angry and ceased communication with Capquest. I then contacted CAB and a letter was posted from CAB requesting the reduced offer be accepted as written by Capquest. Phonecall's and letters stopped and then in May another debt agency, Apex, took over from Capquest. A Common Financial Statement was faxed to Appex, which was completed by CAB, butbthe phone call's and letter's continued. After not getting anywhere ( naive ) I finally stopped any communication with the debt agency ( May 2011). Since then, I have ignored any correspondence (letter's), completely stayed silent. In the meantime, letters have continued to drop on the doormat. I have got married, and recently moved, which only redirection of mail to be forwarded was in my married name. Unfortunately or fortunately, the County Court claim came through the redirected mail and that's how I found out about it. I now need advice on where I go from here, AoS as been completed and have disputed this debt!!
Am aware time is against me. Thank you,
amount £Xxxxx incl interest, court and solicitor fee
Claimant, Hoist Portfolio Holding 2 Ltd ( HPH2 )
Solicitor, Howard Cohen and CO
Orginal Creditor, Barclaycard
Particulars of claim;
This claim is for the sum of xxxx in respect of monies owing under an Agreement with the account No. XXXXXXX pursuant to the The Consumer Credit Act 1974 (CCA).
The debt was legally assigned to MKDP LLSP (Ex Barclaycard) to the Claimant and notice has been served. The Defendant has failed to make contractual payments under the terms of the Agreement. A default notice has been served upon the Defendant pursuant to s.87 (1) CCA.
The Claimant claims
1. The sum of £ xxxx
2. Interest pursuant to s69 of the County Court Act 1984 at a rate of 8.00 per cent from the 30/09/11 to the date of £xxxx is the sum of £ xxxx .
3. Future interest accruing at the daily rate of £ .66
4. Costs.
Not statute barred. Default was 30/08/11 by Barclaycard, and not 30/09/11.
No letter's have been sent as yet.
To date: Acknowledge of sevice with intend to defend, completed yesterday on line. I used my married name and new address.
Confused about the three letter process. Informed to late to send due to proceeding's started and the court's hate them!
Instructed to forward the CPR18 to solicitor's ( using whatever name I want) Request Copy of agreement section 77-79.
NB: above information obtained from another site, was unable to locate the CPR18 and CCA
This is a debt from Barclaycard 2010. The first i knew of a problem was when a letter from Capquest 21st Sept 2010 requesting payment of £xxxx. Intially, I responsed and agreed to pay the reduced amount that was in the letter ( £3xxx) within six month's. I paid a token payment over the phone £5 and £10 in Oct. Also, my partner paid £xxxx that month. Another payment £5 was given in November. These payments were being made due to constant phone calls from the company asking for money despite having six months to pay their settlement fiqure. During this time, I was trying to find money to pay them off and resorted to selling an expensive ring for a fraction of the value but enough to meet the remainder, in total, £ xxxx. I telephoned to make the final payment but was told that I had defaulted in Oct and now the full amount was due. At this stage, I became angry and ceased communication with Capquest. I then contacted CAB and a letter was posted from CAB requesting the reduced offer be accepted as written by Capquest. Phonecall's and letters stopped and then in May another debt agency, Apex, took over from Capquest. A Common Financial Statement was faxed to Appex, which was completed by CAB, butbthe phone call's and letter's continued. After not getting anywhere ( naive ) I finally stopped any communication with the debt agency ( May 2011). Since then, I have ignored any correspondence (letter's), completely stayed silent. In the meantime, letters have continued to drop on the doormat. I have got married, and recently moved, which only redirection of mail to be forwarded was in my married name. Unfortunately or fortunately, the County Court claim came through the redirected mail and that's how I found out about it. I now need advice on where I go from here, AoS as been completed and have disputed this debt!!
Am aware time is against me. Thank you,
xx
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