Claiming PPI back from credit acceptance

[Simontheeagle]

Good afternoon all,

I wonder if you can help me...........

i I took out a car finance agreement back in 2000 (i still have all original paperwork) with Direct car finance/credit acceptance
The paperwork quite clearly states I also took out PPI over 42 months.
I made some enquires about a year back and was told Credit Acceptance now only operates in USA, Can I still claim the PPI back, as I never needed it in the first place and, never used it?

Thanks very much in advance.

Simon

[EXC]

Re: Claiming PPI back from credit acceptance

You complain to whoever sold you the PPI policy. If that was the car dealership then tit's them who you complain to.

[Simontheeagle]

Re: Claiming PPI back from credit acceptance

Thank you for your reply,

The car dealership was Direct Car Finance which I believe is dissolved.

Simon

[EXC]

Re: Claiming PPI back from credit acceptance

That sounds like the finance company and not the car dealership itself?

Direct Car Finance don't show up on FSCS.

This might be worth a read http://legalbeagles.info/forums/show...-AXA-Insurance

[Simontheeagle]

Re: Claiming PPI back from credit acceptance

Thank you very much EXC I have read through the link you sent me and noticed it was a few years back, Do you know if they managed to obtain a company they could claim from?

Thanks once again

[EXC]

Re: Claiming PPI back from credit acceptance

I don't, sorry.

[robin-hood]

Re: Claiming PPI back from credit acceptance

Complaining to the seller for a YCC sale before Jan 2005 is generally not possible - no complaint jurisdiction. Also no point going to YCC - same story - no responsibility for YCC. If you post the date of sale and the name and address of the garage that sold this, I will tell you if you can claim to the Insurer and who that is.

Take from the Greedy and give back to the Needy!