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I would be very grateful to receive some advice on the following. I received a response to a CCA request back in May and had stopped making payments to the DCA whilst this process was on going. This account seems to have been transferred many times now, but the other day I received what looks like a more threatening letter from Howard Cohen and Co solicitors. I have attached this letter, and the response to the CCA request which was basically just a copy of the T&C's. I would be grateful if you could advise the best course of action, ie try and defend any potential CCJ or try and set up a payment plan.
Many thanks
Many thanks
