Hello... I hope some one here will be able to help me regarding the following matter. I have read through similar issues on this site. This is regarding a letter I received from Mortimer Clarke instructed by Cabot Financial. Please see attached letter ( I have blocked out references and the name). I am not sure what I should do next. Here's the background: The last time I made a regular payment on this credit card was some time in 2008 and after financial difficulties I was advised by CCCS in 2008 to pay £1.00 per month. Looking at my paperwork I found my last £1.00 payment to credit card was on April 2011. I thought all this time that 6 year had passed without any payment, perhaps not. I have also checked Noddle and found out there is no trace of that credit card or mention in the financial report. I also had no contact what so ever with Cabot. Now, should I respond to this letter? Mortimer Clarke has given me two weeks to respond or they will start Court proceedings. If I need to reply, who to send and what type of letter to send. Please advice. Your help would be very much appreciated.
Many thanks.
Kind regards
Bob13
Many thanks.
Kind regards
Bob13
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