hello

[a n other]

hello to all at legal beagles,

as I guess with most people I have found this wonderful site because of help needed with my legal/debt problems. hopefully one day I can help others in the same boat.

over the past few years I have found myself having money stolen by a now ex-business partner, having loans and credit cards and being unable to pay them because of the failed business. at first I tried to keep the payments up and keep them all happy, but after a while this became to much and I just thought I was going to have to go bankrupt so just stopped making payments. I have somehow managed not to go bankrupt and I am now wanting to just clear this mess up, its been 6 six years now since this started and a couple of debts have fallen of my credit file so I am guessing they are statute barred. but there are a few left too, so here I am at the start of my cleaning up my debt journey. I guess I will have a lot of question to come, and I will be very appreciative of all the help I receive.

thanks for having me

[Kati]

Re: hello

hello to all at legal beagles,

as I guess with most people I have found this wonderful site because of help needed with my legal problems. hopefully one day I can help others in the same boat.

thanks for having me

Hi to LB

Can you tell us more??

[FlamingParrot]

Re: hello

hello to all at legal beagles,

as I guess with most people I have found this wonderful site because of help needed with my legal/debt problems. hopefully one day I can help others in the same boat.

over the past few years I have found myself having money stolen by a now ex-business partner, having loans and credit cards and being unable to pay them because of the failed business.

Hi and welcome

That's happened to a lot of people.

at first I tried to keep the payments up and keep them all happy, but after a while this became to much and I just thought I was going to have to go bankrupt so just stopped making payments. I have somehow managed not to go bankrupt and I am now wanting to just clear this mess up, its been 6 six years now since this started and a couple of debts have fallen of my credit file so I am guessing they are statute barred.

If you never made further payments after defaulting or acknowledged them in writing (for example by making a settlement or repayment offer), then they probably would be SB. :whoo:

but there are a few left too, so here I am at the start of my cleaning up my debt journey. I guess I will have a lot of question to come, and I will be very appreciative of all the help I receive.

thanks for having me

You may want to start a new thread and tell us a bit more about your debts such as:

• Account type (loan, credit card, overdraft, etc.)
• Original creditor (bank, credit card, finance company)
• Current owner (debt purchaser)
• Approx. amount outstanding
• Approx. start date (when you took out the card or loan)
• Approx. default/last payment date
• Anything else that may help such as any correspondence between you and the creditor(s), etc.

:thumb: