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Good afternoon everyone,
I have posted previously trouble I am having with anglian water filing a default with CRAs
Basically I was late paying a bill .
I had moved house and my direct debit had been canceled.
I had a bill in December for £115.
I forgot about it ,then in march I got another new bill with the previous amount added on, it was just an ordinary blue bill.
I paid it all in full at the beginning of may.
In August I applied for a mortgage and was turned down. The reason was anglian water had filed a default on my credit file.
I have had extensive correspondence including with the CEO but they refuse to remove it.
As there has been no credit agreement, I dispute the action of filing a default on my credit file.
Experian clearly outline a default as someone who has broken a written credit agreement, this is something I have never done.
My credit history is impeccable, but with a default it is trashed.
My business is buying and renovating cheap property, now I can't get a mortgage, so effectively at a standstill.
I have asked anglian water to change the entry to paste payment, but they won't.
I have explained the circumstances , and also the unbelievable stress etc, but still its no!
Can anyone suggest a solicitor that can take this matter further?
Or can anyone suggest a way forward?
Thanks
I have posted previously trouble I am having with anglian water filing a default with CRAs
Basically I was late paying a bill .
I had moved house and my direct debit had been canceled.
I had a bill in December for £115.
I forgot about it ,then in march I got another new bill with the previous amount added on, it was just an ordinary blue bill.
I paid it all in full at the beginning of may.
In August I applied for a mortgage and was turned down. The reason was anglian water had filed a default on my credit file.
I have had extensive correspondence including with the CEO but they refuse to remove it.
As there has been no credit agreement, I dispute the action of filing a default on my credit file.
Experian clearly outline a default as someone who has broken a written credit agreement, this is something I have never done.
My credit history is impeccable, but with a default it is trashed.
My business is buying and renovating cheap property, now I can't get a mortgage, so effectively at a standstill.
I have asked anglian water to change the entry to paste payment, but they won't.
I have explained the circumstances , and also the unbelievable stress etc, but still its no!
Can anyone suggest a solicitor that can take this matter further?
Or can anyone suggest a way forward?
Thanks
