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I have decided to go bankrupt. But I am worried about the "beneficial interest" I live with my wife in her home. She bought it in 2001 with her ex-husband. They subsequently got divorced and my wife got a re-mortgage in 2011. She owns the house solely and I pay nothing toward the mortgage. I pay toward normal household bills and allowances. I moved in April 2013 and she was keen to keep the finances separate as she has always been independent. She was happy for me to make contributions to the household, paying toward the general housekeeping bill and this works out generally a 50-50 split. I live in the house with my wife and step-daughter who is 10. My partner is also 5 months pregnant.
I was just wondering if the OR would consider I have a beneficial interest. I know that there isn't a definitive answer as it is up to the OR's discretion but a broad selection of answers may ease and make my mind up on going bankrupt.
I was just wondering if the OR would consider I have a beneficial interest. I know that there isn't a definitive answer as it is up to the OR's discretion but a broad selection of answers may ease and make my mind up on going bankrupt.
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