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Do I have a defence debt over 10K

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  • Do I have a defence debt over 10K

    Hi to everyone on this excellent forum.
    I have had dept problems with various credit card companies since my world fell apart in 2009.
    Some have been sold on and up to now I have managed to stay out of court.
    I fear I might be close to being issued court proceedings.
    Can someone please tell me if I have a default letter giving me two weeks to rectify the late payments on an account or be defaulted and they don't wait the two weeks before reporting the default to a credit agency.
    would this be a strong defence?
    Thanks in advance
    Pocketrocketdog
    Tags: None

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