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Hi everyone, newbie here
Hi, just introducing myself. I have suffered with debt problems for some years now and am currently unemployed and ill health. Due to my personal circumstances and ill health I have ignored my debt problems and have now received a letter from Bryan Carter regarding a debt owed to Lowell Financial Ltd (I do not know what the debt relates to but think it may be a credit card loan) stating that they have been instructed by Fredrickson International Ltd to issue court proceedings on 7/4/2014 if payment of this is debt is not received by then.
Any advice would be gratefully accepted. As I have stated, I think it may be a credit card loan and I am unsure as to when I last made a payment on this loan but it was probably in 2008 or 2009. Can you please point me in the right direction as to what is the first stage in the process of how I can deal with this problem? Am I right in thinking that I have to request a copy of the original Credit Agreement from both Bryan Carter and Lowell and then anticipate a court summons landing through my postbox soon after the 7/4/14?
Look forward to your replies.
Any advice would be gratefully accepted. As I have stated, I think it may be a credit card loan and I am unsure as to when I last made a payment on this loan but it was probably in 2008 or 2009. Can you please point me in the right direction as to what is the first stage in the process of how I can deal with this problem? Am I right in thinking that I have to request a copy of the original Credit Agreement from both Bryan Carter and Lowell and then anticipate a court summons landing through my postbox soon after the 7/4/14?
Look forward to your replies.
