Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

[eyeoftheneedle]

Hello all, this is my first post.

Myself and my OH have been subjected, like so, so many here, to the systematic and appalling abuses of both the financial services and the debt collection agencies currently at 'work' in the UK. In our case, our story goes back to 2005.

We have only now sought (appointed in fact) legal representation to try and uncover the myriad of irregularities which the banks and especially the DCAs have sought to keep us to heel with.

I look forward, now that I am a member here, to posting and hope I might be able to add value to what is already an excellent site.

Finally, I guess it is always a probability that individuals employed by all those who we, within LegalBeadles, seek to appropriately challenge, such as banks and DCAs, (among others), visit this site to 'sniff' about.

I would say this to such 'sniffers'. In English history (you 'sniffers' may claim to be multinational companies so English history and indeed English law may be meaningless to you), there is often recorded the sweet smell of retribution. And certainly, in England, history really matters; it has a habit of repeating itself. 'Sniffers' be aware: Richard Empson and Edmund Dudley (look them up), though long since dead, perpetrated a multitude of abuses on the English public but ultimately got their just punishment.

[charitynjw]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Hi eyeoftheneedle, & a belated welcome to Legal Beagles.

[eyeoftheneedle]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Thanks charitynjw.

Something must be done to counteract the ever increasing black void so many of us are very close to.
For some years now it has become very, very evident that there is a massive and sustained campaign to thoroughly erode the rights of anyone who may have access to cash.

I find myself furious at, what seems to me, to be a systematic 'scorched earth' policy - I do not exaggerate - which destroys people both emotionally and financially. I have felt (continue to feel) this heat to which I refer. Currently, I am not sure the true measure of my claims but I sense it is very significant.

From banks, to dcas to utilty companies to student loans to telecommunications to food supplies to transportation....it goes on and on. And other than such excellent sites as this (and others) we see no, absolutely no official body ready to acknowledge what is, I feel, no different to a sytem of organised crime.

Thank you for your welcome and perhaps forgive this little rant from this newbie?

[TUTTSI]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Hi and welcome LB, sounds like you have a lot to share with us.

Unfortunately, the system is not protecting the old, the vulnerable and people who are not always savvy to going on the internet to find sites like ours.

The Ministry Of Justice is one of these organisation that are authorising businesses to act as Claims Management Companies and these companies have been known to rip off the public whilst we send them the evidence they continue to let these companies continue to trade and rip of more people. They do not do any checks on companies as long as they can pay the fee and a percentage of their takings the MOJ are happy even if they are breaking regulations.

Then you have Wonga and people like this who lend a fiver and suddenly people owe thousands of pounds.

Thanks charitynjw.

Something must be done to counteract the ever increasing black void so many of us are very close to.
For some years now it has become very, very evident that there is a massive and sustained campaign to thoroughly erode the rights of anyone who may have access to cash.

I find myself furious at, what seems to me, to be a systematic 'scorched earth' policy - I do not exaggerate - which destroys people both emotionally and financially. I have felt (continue to feel) this heat to which I refer. Currently, I am not sure the true measure of my claims but I sense it is very significant.

From banks, to dcas to utilty companies to student loans to telecommunications to food supplies to transportation....it goes on and on. And other than such excellent sites as this (and others) we see no, absolutely no official body ready to acknowledge what is, I feel, no different to a sytem of organised crime.

Thank you for your welcome and perhaps forgive this little rant from this newbie?

[eyeoftheneedle]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Thank you Tuttsi for your welcome. Love your bright emblem!! Between you and charitynjw I see in excess of 10,000 posts so I feel especially welcomed!!

Yes, certainly, protection (let alone accessible, active, with teeth protection) is very thin on the ground. What I have read over the years on various forums is very much the case of people being 'in the dark' coupled with fear of the unknown. Obviously these forums are tremendously supportive yet, and again it is only my general feel, those abusing (and yes, abusing is absolutely the correct word) these groups your highlight, have not only maintained their hold but continue to evolve in their destructiveness. Why and how? These are the questions we must address.

As yet, I have not fully arrived at an analysis as to where the real source of sustenance is to be found for such abusers; I am working on it (at least in my head). It may be in weak legislation; it may be in true lack of public exposure; it may be a lack of unity to stand, again publicly, against such abusers; there could be so many sources of sustenance - identifying the core one is the challenge. Thereafter, how to legally and responsibly address such findings is another matter.

Certainly, we should all be concerned, not only those of us who have had a taste of some of those practices to be found throughout this forum here, but those others yet to be ensnared. And they will be.

For me, I think of the many, many decent and good people who have really suffered through skulduggery and also those for whom it may be just around the corner. Hmm...going on a bit, I guess I was particularly enraged after reading the case of the 'Alex' (thread - 'I thought bankruptcy was scary' and all in all I thought: Enough!!, Enough. I joined the forum after that, having previously been a guest reader only.

[labman]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Hello Eyeoftheneedle,

Welcome (slightly belated) to Legal Beagles. It's good to have someone here who can see so many of the problems which we are trying to deal with on a daily basis.

The real answer, as you suggest, lies in addressing the root cause of the problems to stop, or at least limit, them happening. How? That is a golden question for so many of the consumer issues we face. If you come up with an answer to that, you will be exceedingly popular, and probably rather wealthy too.

I look forward to reading your thoughts and views around the forum. :beagle:

[eyeoftheneedle]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Thank you labman for your kind welcome and I am so pleased (and honoured) to have had another warm welcome from a member with a record of such high posting of entries.
I have for some years watched, despairingly in truth, the many, many injustices falling on our individuals and communities across the UK. Obviously, it is especially insightful if such goings on can be experienced personally, which I have, since this allows me being fully comfortable in placing myself now in this forum.
It will only be when clear analysis of how certain bodies, certain individuals, certain corporate entities operate, plan and execute their misdemeanors will we, those who seek fair play, have a starting point to begin to strategically begin a disarmament of these established offenders and to reassert ourselves and try to set in place an appropriate degree of ethical and moral actions regarding the treatment not only of we consumers but also members of our society at large. To some degree, I dip in and out of the issues on our forum here and I see immense support being given, so often with such detailed help too. But the fact it is we are being overwhelmed in increasingly degrees on so many fronts. Out of respect for the well established good works on this site and the many many generous and supportive members, I don't want to rant on too much inappropriately. I hope I haven't. It is just I can see the battlefield, see the skimishes, see the injured, see the size of the opposition; what is absent is a comprehensive strategy for the much needed counter attack.
And, just in case we have any 'visitors' looking in from the opposition: any detailed information which may prove useful to you I would not post openly here. However, be very aware: the tide is turning.

[TUTTSI]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

You can always upgrade to VIP, which is more secure.

Thank you labman for your kind welcome and I am so pleased (and honoured) to have had another warm welcome from a member with a record of such high posting of entries.
I have for some years watched, despairingly in truth, the many, many injustices falling on our individuals and communities across the UK. Obviously, it is especially insightful if such goings on can be experienced personally, which I have, since this allows me being fully comfortable in placing myself now in this forum.
It will only be when clear analysis of how certain bodies, certain individuals, certain corporate entities operate, plan and execute their misdemeanors will we, those who seek fair play, have a starting point to begin to strategically begin a disarmament of these established offenders and to reassert ourselves and try to set in place an appropriate degree of ethical and moral actions regarding the treatment not only of we consumers but also members of our society at large. To some degree, I dip in and out of the issues on our forum here and I see immense support being given, so often with such detailed help too. But the fact it is we are being overwhelmed in increasingly degrees on so many fronts. Out of respect for the well established good works on this site and the many many generous and supportive members, I don't want to rant on too much inappropriately. I hope I haven't. It is just I can see the battlefield, see the skimishes, see the injured, see the size of the opposition; what is absent is a comprehensive strategy for the much needed counter attack.
And, just in case we have any 'visitors' looking in from the opposition: any detailed information which may prove useful to you I would not post openly here. However, be very aware: the tide is turning.

[eyeoftheneedle]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Thank you, Tuttsi. Would you be kind enough to point me in the direction to understand the upgrade of VIP securer option which you alert me to? Not sure I have fully found my way round all the options within LB!

[labman]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Here's a link for you if you wish to upgrade.

http://www.legalbeagles.info/forums/payments.php

[eyeoftheneedle]

Re: Hi to everyone on LegalBeagles. I have just today registered. Fantastic site!!

Thank you labman - I will check it out.