unfair mortgage charges

[Rigsby121]

hi all first to say sorry to be so confusing////my friend case is not a house repossession.///she owns a large field and borrowed money from the Lancashire mortgage company to build stables for her horse//////be fore the loan came through she had an accident and broke her leg,she had a telephone call from LMC solicitors telling her she was in arrears////she explained to them that she had not received the cheque.the cheque when it did arrive had sat in the post room for two weeks before being sent out///////she contacted LMC told them that because of her accident she would be off from work for a long time and could not see how she could service the loan and had not cashed it//////LMC insisted that she had signed the contract and must cash the cheque/////////LMC had already managed to run up charges of 4 hundred pounds before thetcheque was cashed///////these charges you do not find out about until LMC take you to court for repossession/////unfortunately she needed another loan to finnish the stables total amount of the loans came to 58 thousand pounds///////to date she has paid back 56 thousand pounds in interest//////LMC.have managed to raise over 27 thousand pounds in charges over the six years since the first loan was taken out,and now the redemption figure stands at one hundred and seven thousand pounds......any way we have managed to stop the eviction notice of the 8th of may,and yesterday at court on our variation application we have another months grace//o how I wish that I new then what I know now/////////////we should appeal the original repossession order and not a variation order that's all fore now will finish this thread latter