Hello everyone.
I'm looking for some help.
We missed a payment for a car insurance instalment. It was due on the 16th February 2013 for 1 month.
We received a letter dated the 4th March 2013 requesting the one months instalment, but also received a default notice at the same time as part of the same letter requesting the one months instalment to be paid by the 16th March to remedy the breach. If we did not pay the amount by the 16th Then they said they would require the full outstanding balance before the 23rd march 2013 or the insurance would be terminated.
We paid the instalment by the 16th, but have found out by a telephone call to us today that it is now with their collection dept and the insurance has been cancelled. They have even confirmed that they received the payment (by the 16th).
Where do I go from here? I would like some advice as I thought there was a minimum notice of 14 days for payment of a default notice, of which I did not receive, as it was dated 4th March and wanted it. Y 16th March, but also I paid in their time given. Also sending a default notice after a couple of weeks of a missed payment is extremely harsh.
I just wanted to know if I have Ny legal standing on this.
Thank you
I'm looking for some help.
We missed a payment for a car insurance instalment. It was due on the 16th February 2013 for 1 month.
We received a letter dated the 4th March 2013 requesting the one months instalment, but also received a default notice at the same time as part of the same letter requesting the one months instalment to be paid by the 16th March to remedy the breach. If we did not pay the amount by the 16th Then they said they would require the full outstanding balance before the 23rd march 2013 or the insurance would be terminated.
We paid the instalment by the 16th, but have found out by a telephone call to us today that it is now with their collection dept and the insurance has been cancelled. They have even confirmed that they received the payment (by the 16th).
Where do I go from here? I would like some advice as I thought there was a minimum notice of 14 days for payment of a default notice, of which I did not receive, as it was dated 4th March and wanted it. Y 16th March, but also I paid in their time given. Also sending a default notice after a couple of weeks of a missed payment is extremely harsh.
I just wanted to know if I have Ny legal standing on this.
Thank you
Comment