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Gambiling debuts

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  • Gambiling debuts

    OK ill try make this a short as i possibly can but feel i need to try get some kind of help as at the min am up S**t Creek without arms let alone a paddle. Yes its all been my own doing, but now i have no were to turn and thinking thoughts which are not good to just make it all go away.
    I am 32 now and just to give you some quick background- a freind took me to a casino was i was 18 and just starting uni --- i become hooked on roulette the Devils game, anyway i opend numerious bank accounts back then and had a min of £1000 overdrafts off them all, i also manged to take out loans - even my student loans were blown on gambiling, i got by and scrimped and scarpped and for 5 years this went on.. must of been easily over 30K worth of debut.. Borrowing off friends family and everyone who i could... It finally come to a hault in a bad way with a court case, were i was found not guilty of a crime i was accused of and i come clean to all my family i lost my best mate at the time....
    So that woke me up and the gambiling stopped ( for the time being). So i started to pay all the people round me using my wages from a job i was in at the time, oh by the way because of my addiction that had taken over my life i never made it throu uni, just 10K worth of student loans... Having paid back my family an frineds I managed to get a decent job at 26 were i started on 25K a year - being in this job i wanted a new knowing i had CCJ's and lots of them and defaults i had no chance through normal channels so i took out one through a company yes car high intrest ect.. 2 years past and i dont really now how or why i starting placing football bets on the internet from their on in i was gambiling on horses and back to my old ways not as heavy as the first time until over the last year...
    Anyway I lost the car as it was taken off my 3 years ago- i have managed to rack up about anthoer 10K worth of date in loans and payday loans
    but the most worrying off all of this is by the end of this month i owe about 3.5K to friends and family and i have no idea how i can get it..... so i am gambiling what money i have had, have or get in chasing it... I even talked my brother into using his car to one of those auto money places to borrow me the money saying i will pay him back....
    I have been a very cunning sly person of the years and despise me self for this...
    I am constantly chased by companys, had balifts to the house, once my dad had to fork out 1,800 when a bailift come... They are not well off and are both now unemployed also....
    I fell as thou i am a drain on everyone round me and bring them down or let them down, i owe my girlfriend money and even talked her into getting a payday loan for me.....
    Basically i am F**ked the walls have closed in , i find it hard to breath now as typing this i can't sleep eat...
    Tags: None

  • #2
    Re: Gambiling debuts

    Any help or advice would be great, sorry for my spelling mistakes, i was typing in a panic I guess

    Comment


    • #3
      Re: Gambiling debuts

      Can I suggest you make a list, then split the list into 3, those you owe to friends & family, those you have CCJ's for & then anything else. Also be a good idea if you have dates etc.

      As an aside have you sought help?

      Comment


      • #4
        Re: Gambiling debuts

        My list of debut is so hard to work out as i have had companys chasing me for loans from ones i may have had 10 years ago to ones I have had 1 year ago, i have always buried my head ignored them hoping they will go away,... My main concerns are owing family and freinds money and making sure i clear thier debuts. Of top of my head ill put a list below..

        List 1
        Phone Bill - Tmobile, now passed to Fredrickson/Brain carter last i heard = asking for £700
        Aktava cap- 350
        Aktava Cap - 1000
        Money Barm - 8500- had CCJ for this
        Black Horse - 3000 CCJ for this.
        Cap one, now with someone else- 700
        Aqua- also with someone else- 500
        Wageday advance - with another DCA= 350
        WOnga - 500
        Speed loan- 500
        Cash store - 800
        Cash convertor - 250
        H&T - 400

        Prob others to but really cant think of which still chasing me..

        List 2 -

        Girlfriends mum took 2k loan i pay 100 a month on this and i do pay it.
        Girlfiriend got payday loan which i failed and they chasing here for - 700
        Friend 1 = 500
        Friend 2 = 300
        Friend 3 = 200
        Friend 4 = 500
        Friend 5 = 1500
        Brothers car= 1500 loan in total off auto money have already paid them 2 payments of 250 each = 500 and still the loan is 1500, next payment of 250 due this month.
        Mum and dad 350

        List 3
        Can even think really now.
        Do have other bills, Gym 2 missed payments. A parking find and a speeding fine also...

        I have a car through work which comes out my salary before i get it- so it leaves me with 1140 a month...


        List 2 all need paying this month i am stuck and going to be in the **** after letting so many people down in my past cant afford to again.

        Comment

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