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Hi everyone,
Can any one help please!!
I received a letter from advantis credit agency on monday 24th saying that they have been required by their client,capquest debt recovery agency to verify my whereabouts in relation to an outstanding business matter. This has been sent to my new address..(only lived here since end of jan) have never received any letters from capquest whilst at my old address and i lived there for 5 yrs..
Anyhoo,i rang and they told me i owe littlewoods catalogue £200 but,if i payed today,he would knock it down to £100! i disputed this as i don't owe anybody anything..i did have a littlewoods account whilst with my ex husband some 12yrs ago and,when the house was sold,all debts were paid.
They are disputing this and have told me this is not the case and i must pay now or else the bailiffs will be round,i'll get a ccj and be taken to court...
I tried to point out to them that IF i am liable for this debt (to my knowledge I'm not) it is older than 6yrs therefore statute barred at which point he got angry and started threatening me! I had 10 phone calls from them yesterday,none of which i answered,none so far today but the day is yet young...
Like i say,this alleged debt is 12 yrs old,i have fired off an email stating these facts and have also asked for some kind of correspondence showing that i do indeed owe this money,any advice on what to do next would be greatly appreciated...thanks very much!
Can any one help please!!
I received a letter from advantis credit agency on monday 24th saying that they have been required by their client,capquest debt recovery agency to verify my whereabouts in relation to an outstanding business matter. This has been sent to my new address..(only lived here since end of jan) have never received any letters from capquest whilst at my old address and i lived there for 5 yrs..
Anyhoo,i rang and they told me i owe littlewoods catalogue £200 but,if i payed today,he would knock it down to £100! i disputed this as i don't owe anybody anything..i did have a littlewoods account whilst with my ex husband some 12yrs ago and,when the house was sold,all debts were paid.
They are disputing this and have told me this is not the case and i must pay now or else the bailiffs will be round,i'll get a ccj and be taken to court...
I tried to point out to them that IF i am liable for this debt (to my knowledge I'm not) it is older than 6yrs therefore statute barred at which point he got angry and started threatening me! I had 10 phone calls from them yesterday,none of which i answered,none so far today but the day is yet young...
Like i say,this alleged debt is 12 yrs old,i have fired off an email stating these facts and have also asked for some kind of correspondence showing that i do indeed owe this money,any advice on what to do next would be greatly appreciated...thanks very much!
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