Tweet
Virgin Credit Card
Hi folks
I would really appreciate some guidance on this one.....
Had 0% deal for a while on my Virgin credit card. I knew this was coming to an end in approximately Nov / Dec last year then would revert to the typical APR of the advertised rate of circa 16.9 to 18.9%.
I was amazed that this has actually came through at 29.9%.
NONE of the adverts / marketing literature I have seen refer to these figures.
(I have contacted Virgin and they have provided approx info: £4k @29.9%, another £4K @29.9% and £2K at 27.7%). No matter where I have looked I have never seen these APR's quoted.
Should Virgin have given me the option to cancel/stop using the card and pay off at an agreed lower APR??
Confused
Any advice very much appreciated
I would really appreciate some guidance on this one.....
Had 0% deal for a while on my Virgin credit card. I knew this was coming to an end in approximately Nov / Dec last year then would revert to the typical APR of the advertised rate of circa 16.9 to 18.9%.
I was amazed that this has actually came through at 29.9%.
NONE of the adverts / marketing literature I have seen refer to these figures.
(I have contacted Virgin and they have provided approx info: £4k @29.9%, another £4K @29.9% and £2K at 27.7%). No matter where I have looked I have never seen these APR's quoted.
Should Virgin have given me the option to cancel/stop using the card and pay off at an agreed lower APR??
Confused
Any advice very much appreciated
Comment