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Hi all!
Read some great threads on here, so I thought I would let you know of an experience with Cabot today.
I received a letter from them adressed to me(as in correct name) and to call them asap or a representative shall be calling at my address on the 14th April.
I called them and they would not tell me what the debt was about, just nothing but questions about previous addresses, all of which I denied, although they did get one or two of them right.
The guy on worm on the phone said he would investigate it and call me back.
I then have my neighbour at the door saying that a Sarah from Kent was on the phone asking if I still lived next door as she wanted to write a letter to me.
10 mins after that a Sarah from Cabot calls me, and we start all over again on the security questions and previous addresses, again I denied them all.
I then challenged her about calling my neighbour which she admitted, at that point I said I was not commenting anymore untill I take legal advice, and hung up.
I then called them back around and hour or two later and asked them for all correspondance on the account, including the instruction to recover the debt, which she said she would do, she then said that the debt was from Vanquis Bank, and that I made a payment in September 09 (news to me!).
I have no recollection of this debt, and there excuse for calling my neighbour was for there own investigations.
I am based in Scotland and I am not sure if laws are different, but any help/advice would be greatly appreciated.
Jim
Read some great threads on here, so I thought I would let you know of an experience with Cabot today.
I received a letter from them adressed to me(as in correct name) and to call them asap or a representative shall be calling at my address on the 14th April.
I called them and they would not tell me what the debt was about, just nothing but questions about previous addresses, all of which I denied, although they did get one or two of them right.
The guy on worm on the phone said he would investigate it and call me back.
I then have my neighbour at the door saying that a Sarah from Kent was on the phone asking if I still lived next door as she wanted to write a letter to me.
10 mins after that a Sarah from Cabot calls me, and we start all over again on the security questions and previous addresses, again I denied them all.
I then challenged her about calling my neighbour which she admitted, at that point I said I was not commenting anymore untill I take legal advice, and hung up.
I then called them back around and hour or two later and asked them for all correspondance on the account, including the instruction to recover the debt, which she said she would do, she then said that the debt was from Vanquis Bank, and that I made a payment in September 09 (news to me!).
I have no recollection of this debt, and there excuse for calling my neighbour was for there own investigations.
I am based in Scotland and I am not sure if laws are different, but any help/advice would be greatly appreciated.
Jim
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