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lloyds lies, unfair treatments and bullying
@font-face { font-family: "Times"; }@font-face { font-family: "Cambria"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman"; }div.Section1 { page: Section1; } hi everybody, I am new with leagalbeaglesand I believe I have a very interesting case in my hands.
basically I just found out that Lloyds been misleading me, lying to me and pushed me into a loan agreement I have not supposed to have in a first place.
when I started to bank with lloyds I opened a silver account as I have been told there are only 3options to open an account (silver, gold and platinum) last week I found out there is an option of a current account, but because they have not told me this information before, I have been charged 8£/month for having the card even known I have not used 1benefit out of the card -made me go overdrawn several times.
when I have tried to changed my account into student account they canceled my application as I have been overdrawn once in the previous 3month and because I have been in the country only 2years. they told me that if I have got money problems instead of a student account I should take a loan worth 5k. but I refused and walked away.
when the bank realized I had student loan, bursary and even my salary coming into my account they sent me a letter offering the 5k instead of student account once again, but when I went in to ask about the loan I have been told I am not eligible for anything.
In the last 5 months however LLoyds charged me over 1000£ for being overdrawn when the causes of going over my limit were the constantly growing overdraft charges.
this lovely bank pressured me into taking a loan with them and they told me through the phone 'they will be no more charges added to this account' . now its November and because of the overdraft charges I am in debt again. basically they started charging me again which sent me overdrawn and I cannot pay the agreed amount including overdraft charges as I am still a student and work still only part time.
on top of that I am going to be made redundant on the end of this month. I feel I have been robbed, mistreated, lied to and bullied into a corner where is no way out.
I had a meeting with the branch manager but when I arrived the receptionist told me the manager is very sorry but he had to go somewhere and was unable to meet me, therefore I had to talk to a person from the reception.
as I am extremely determined to get all my money back I will appreciate any help from you. also would like to teach lloyds a valuable lesson as I ve seen they are robbing everybody who is opening an account with them.
thank you
basically I just found out that Lloyds been misleading me, lying to me and pushed me into a loan agreement I have not supposed to have in a first place.
when I started to bank with lloyds I opened a silver account as I have been told there are only 3options to open an account (silver, gold and platinum) last week I found out there is an option of a current account, but because they have not told me this information before, I have been charged 8£/month for having the card even known I have not used 1benefit out of the card -made me go overdrawn several times.
when I have tried to changed my account into student account they canceled my application as I have been overdrawn once in the previous 3month and because I have been in the country only 2years. they told me that if I have got money problems instead of a student account I should take a loan worth 5k. but I refused and walked away.
when the bank realized I had student loan, bursary and even my salary coming into my account they sent me a letter offering the 5k instead of student account once again, but when I went in to ask about the loan I have been told I am not eligible for anything.
In the last 5 months however LLoyds charged me over 1000£ for being overdrawn when the causes of going over my limit were the constantly growing overdraft charges.
this lovely bank pressured me into taking a loan with them and they told me through the phone 'they will be no more charges added to this account' . now its November and because of the overdraft charges I am in debt again. basically they started charging me again which sent me overdrawn and I cannot pay the agreed amount including overdraft charges as I am still a student and work still only part time.
on top of that I am going to be made redundant on the end of this month. I feel I have been robbed, mistreated, lied to and bullied into a corner where is no way out.
I had a meeting with the branch manager but when I arrived the receptionist told me the manager is very sorry but he had to go somewhere and was unable to meet me, therefore I had to talk to a person from the reception.
as I am extremely determined to get all my money back I will appreciate any help from you. also would like to teach lloyds a valuable lesson as I ve seen they are robbing everybody who is opening an account with them.
thank you
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