MINT CARD

[victoria]

IT WAS MY FAULT I GOT INTO A MESS MY MEMORY IS VERY BAD BUT I DID PAY THEY ALL I OWED ON 15 OCTOBER 2008 AND MINT AND THE DEBT COLLECTORS THEY HIRED WILL NOT LEAVE ME ALONE ASKING FOR THE MONEY AGAIN AND AGAIN NOT JUST ONE OF THEM ASKING THEY ARE BOTH PESTERING ME ITS LIKE ITS IS TWO DEBTS , LUCKILY I DO HAVE THE RECEIPT FROM THE COURT SHOWING IT IS PAID IN FULL BUT THEY STILL KEEP ON AND ON AND ON I AM GOING MAD:fish:

[Ladidi]

Re: MINT CARD

It`s my own oppinion only, I would photo copy the letter you have from court and send it to the both of them recorded delivery showing that the debt is paid in full and that you do NOT owe them anything and that if they continue to harrass you, you will have no choice but to take legal action against them for the distress and harassment they causing you..

Ladidi

[Sapphire]

Re: MINT CARD

Hi Victoria and welcome to the site,

Can you give us some more details please:

Who was the original creditor, was it just mint or is anyone else involved ?
How much for ?
Who is the debt collector chasing this ?
Are you just getting letters from the debt collector or are they phoning you as well ?
in fact as much background info that you can.

[Tools]

Re: MINT CARD

Hi Victoria, thanks for registering, I assume you received my email.

I will post the original email and response from your initial contact.

Dear Sirs

I got in debt with my mint card £792, I am [edited for confidentiality] and was not opening my mail,
Mint passed my debt to Moorcroft Debt Collectors and they took me to court, and in
the end I owed £1474 approx which I have paid in full at Preston County Court on 15 October 2008.
I have a receipt for this from the Court, and they say they sent it to Moorcroft at the end
of October 2008, but Moorcroft and Mint are still harassing me for the original amount,

Mint even phoned me yesterday 14/4/09 to ask for the money,and said I can pay £66 per month I keep telling them where and
when it was paid but they wont leave me alone, what can I do now, the Court in Preston said that
Mint and Moorcroft should contact them, but I have told them this and they refuse to do so.
Mint even refuse to contact Moorcroft who are the ones the money went to last October.

No wonder the banks are in such a mess.

Hope you are able to advise Thank you

15/04/09

Hello,

Thank you for your email, apologies for not replying sooner.

You need to write to both MINT and Moorcroft with a copy of your payment receipt to the Courts. You also need to send them notice that they need to stop harassing you about this debt. Please register with the forum http://www.legalbeagles.info/forums/register.php
and read the letters and guides here > http://www.legalbeagles.info/forums/...read.php?t=286

I would also recommend that you submit a complaint to the OFT please read here > http://www.legalbeagles.info/forums/...ad.php?t=13532

In order far you to receive the best advice please post your problem here > http://www.legalbeagles.info/forums/...splay.php?f=42 after registering

If I can be of any further assistance please don`t hesitate to email me again

Julian Siddle - Administrator - Legal Beagles - Guarding your Consumer Rights

As has been suggested by myself and Ladidi and Sapphire you need to conatct them in writing with a copy of your payment receipt and follow the advice you will receive here.

Thank you for registering, it offers you more advice from many more people. I have slightly edited the first line of your email, however if you choose to correct it I assure you no one will judge.

[Amy]

Re: MINT CARD

LUCKILY I DO HAVE THE RECEIPT FROM THE COURT SHOWING IT IS PAID IN FULL BUT THEY STILL KEEP ON AND ON AND ON I AM

Job done then, photocopy the receipt and send them it.