Lowells

[Dickinson13.]

I have been paying £25 per month for the last 11 years following a CCJ, I'm now retired and can no longer afford to pay, I've cancelled my DD, will they continue to enforce payment?

[echat11]

Hi Dickinson13.

Welcome to LB

How old is the account?


Wait until they contact you, what you can do is write to them, explain that you are now retired, can't afford
to make payments and other circumstances that may apply i.e. health etc. Make sure you get Proof of Postage.

https://www.citizensadvice.org.uk/de...debt---letter/

[atticus]

The agreement is not relevant - judgement has been entered.

The creditor may well ask the OP for information about his financial position, and seek to pressure him for payment. But as the judgement is more than 6 years old, the judgement creditor will need to seek permission of the court to take any form of enforcement action.