Quick Hello

[Mephisto123]

New to the forum and would just like to say "hi" to all.

[echat11]

Welcome to LB.
Do look around the site.

[Skeggie25]

Hello there, I made an application to the Court (N1 Form) as my Local Authority were partially withholding my subject access request (there is specific information that has been withheld). The ICO had already ruled that the Local Authority had breached UKGDPR. Today I received a General Form of Judgement / Order, telling me that my application has been struck out for "no reasonable grounds for bringing the claim". "It is ordered that 1. Default judgement granted, 11 October 2025 set aside. 2. Claim struck out pursuant to CPR 3.4(2)(a). 3. The court has made this order of its own initiative. You are entitled to apply to have this order set aside, varied or stayed but must do so within 7 days from the day on which this order is served upon you or such other parties as may be directed above." It is dated 27 November 2025 at the bottom of the Judgement, but 2 December at the top. I have only just received it today, 10/12/25, so it is already out of time. This subject access request relates to an ASB Case, where I am the victim. What can I do as I have truly believe that I should be entitled to received this SAR, but I have no legal representation? I paid the fee initially of £35, but I may be entitled to a fee reduction as I have a long term condition and in receipt of PIP. Please can you kindly point me in the right direction? Thank you.

[echat11]

Hello there, I made an application to the Court (N1 Form) as my Local Authority were partially withholding my subject access request (there is specific information that has been withheld). The ICO had already ruled that the Local Authority had breached UKGDPR. Today I received a General Form of Judgement / Order, telling me that my application has been struck out for "no reasonable grounds for bringing the claim". "It is ordered that 1. Default judgement granted, 11 October 2025 set aside. 2. Claim struck out pursuant to CPR 3.4(2)(a). 3. The court has made this order of its own initiative. You are entitled to apply to have this order set aside, varied or stayed but must do so within 7 days from the day on which this order is served upon you or such other parties as may be directed above." It is dated 27 November 2025 at the bottom of the Judgement, but 2 December at the top. I have only just received it today, 10/12/25, so it is already out of time. This subject access request relates to an ASB Case, where I am the victim. What can I do as I have truly believe that I should be entitled to received this SAR, but I have no legal representation? I paid the fee initially of £35, but I may be entitled to a fee reduction as I have a long term condition and in receipt of PIP. Please can you kindly point me in the right direction? Thank you.

Start a thread in the correct section.

[atticus]

The 7 days are - as you have stated - from the date the order is served on you. That is the date you received it. If you apply to set the order aside, state clearly when you received the order.

[Mackem]

Hello everyone,
Since 2018 I have been paying six different companies unsecured loans for an agreed £5 monthly payments.Over this time the debt has been passed on to different collectors.
Five of the companies have since been happy with having no contact for a future review form.
How ever , Cabot being one of them since taking over, kept sending me letters saying I had to fill in a new review form. I first I sent them a letter saying that I was carrying on with my original agreement of £5 and that circumstances haven’t changed.
Since then , I’ve continued to pay £5 per month ignoring quite a lot of letters during during a 3year period to date from Cabot stating if I paid off the loan amount or accepted reduced amount to clear the loan ( in big black capitals which looked quite worrying)then the letter filtered down to the bottom ,saying if I couldn’t meet what was offered to continue paying the agreed amount of £5 which I did.

Now I’ve received a letter stating I have 30 days to complete my review form, saying my current payment plan is £5 stating that it is temporary arrangement based on my situation at that time.Going on to say they need to check my payments are still affordable.
They also want to make sure I’ll not be in debt longer than I need to be.This is a chance to see if there are any other options to help me clear this balance sooner.
The bottom line on the letter now says ,
Your review is due now ( big black capital letters) , we will keep trying to contact you in the meantime by phone , letter, email or text to complete this.
I know it’s a bit long winded ( my apologies)
so my question is ,
if I ignore it like the other letters over the last 3years , what action will or can they take next against me ?

[echat11]

Hello everyone,
Since 2018 I have been paying six different companies unsecured loans for an agreed £5 monthly payments.Over this time the debt has been passed on to different collectors.
Five of the companies have since been happy with having no contact for a future review form.
How ever , Cabot being one of them since taking over, kept sending me letters saying I had to fill in a new review form. I first I sent them a letter saying that I was carrying on with my original agreement of £5 and that circumstances haven’t changed.
Since then , I’ve continued to pay £5 per month ignoring quite a lot of letters during during a 3year period to date from Cabot stating if I paid off the loan amount or accepted reduced amount to clear the loan ( in big black capitals which looked quite worrying)then the letter filtered down to the bottom ,saying if I couldn’t meet what was offered to continue paying the agreed amount of £5 which I did.

Now I’ve received a letter stating I have 30 days to complete my review form, saying my current payment plan is £5 stating that it is temporary arrangement based on my situation at that time.Going on to say they need to check my payments are still affordable.
They also want to make sure I’ll not be in debt longer than I need to be.This is a chance to see if there are any other options to help me clear this balance sooner.
The bottom line on the letter now says ,
Your review is due now ( big black capital letters) , we will keep trying to contact you in the meantime by phone , letter, email or text to complete this.
I know it’s a bit long winded ( my apologies)
so my question is ,
if I ignore it like the other letters over the last 3years , what action will or can they take next against me ?

The best thing to do is start your own thread under the heading 'Debt'.