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Hello, my mortgage bank threaten me a week ago. with eviction, bailiffs, and changing my locks, he is also calling every two weeks and nothing changes much on the housing market in two weeks. The person stated their solicitor would just seek an eviction order. In 2018 I got behind with mortgage payments, this was resolved with the litigation department, and I repaid and maintained my payments. I went through cancer and surgery 2 years ago, plus surgery this May (all good) but got behind, I am now making payments, put the house on the market, and ask for the arrears to be added. There is equity and no issue with the banks mortgage loan. The person handling the case (a new person) just tells me to go to a cash offer, (I already dropped a considerable amount) and talks of solicitors, eviction, forcing me out. I am always polite, calm and explain the steps I have taken to sell the house and maintain payments plus offer an overpayment. (refused) I have not informed the person that I have found this document, I just state I am trying to reach an agreement with the litigation dept without going to Court and the stress and costs involved. Once I said I need to end the call due to his comments but was polite.
I have located the only County Court document. It states "Upon hearing the solicitor for the Claimant (Mortgage bank) and upon (my name) not attending. IT IS ORDERED THAT This matter do stand adjourned and generally with liberty to restore. My understanding is this is not supporting an order for eviction?
The date is 11th December 2018. So the matter is also out of time, as it is over six years.
My mortgage bank representative scared me, (I have a child) and lied stating the Court order was dated 10/2019. I have emails from the County Court this is the only documents, plus I restored the balance and resumed payments. in this previous Claim was not a concern until two weeks ago.
Can you kindly confirm that my understanding is right. The Charities are on long waiting lists and if it is out of time, (2018) I would not wish to use the Charities valuable resources. I believe the mortgage bank have to go back to County Court with a new application and the Courts are currently running 9+ months behind, so I would be in a different position by then and a possible house sale. I am still deciding how to handle the person from my mortgage bank I am dealing with, his lies are a bit concerning but I know they are baseless. If anyone is facing a similar issue, go to the County Court and finds out what documents are current. Thank you in advance,
I have located the only County Court document. It states "Upon hearing the solicitor for the Claimant (Mortgage bank) and upon (my name) not attending. IT IS ORDERED THAT This matter do stand adjourned and generally with liberty to restore. My understanding is this is not supporting an order for eviction?
The date is 11th December 2018. So the matter is also out of time, as it is over six years.
My mortgage bank representative scared me, (I have a child) and lied stating the Court order was dated 10/2019. I have emails from the County Court this is the only documents, plus I restored the balance and resumed payments. in this previous Claim was not a concern until two weeks ago.
Can you kindly confirm that my understanding is right. The Charities are on long waiting lists and if it is out of time, (2018) I would not wish to use the Charities valuable resources. I believe the mortgage bank have to go back to County Court with a new application and the Courts are currently running 9+ months behind, so I would be in a different position by then and a possible house sale. I am still deciding how to handle the person from my mortgage bank I am dealing with, his lies are a bit concerning but I know they are baseless. If anyone is facing a similar issue, go to the County Court and finds out what documents are current. Thank you in advance,
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