Hello,
Last week I received a letter from a debt collector regarding an unpaid CCJ. After many phone calls I’ve found out I had an unpaid parking ticket from 2022, there was a court judgement in Dec 2024. The letter I have received was already outside the 30 day window, so now I have no chance of paying and it being removed from my file, without a set aside.
Basically, in the last 2 years I have lived in 4 places, so the letters never kept up. The letters regarding the ccj were sent to my last address and I can prove I updated my VC5 form at the time of my move, so had no way of knowing. However, I cannot prove I updated my VC5 after the offence in 2022, looking at my emails I didn’t update until 2023, so that would be my fault for not getting the initial letters about the parking fine.
My question- do I have a chance at a successful set aside as I was not aware of the recent court proceedings, or will it likely come back at me for the first error of not updating the address? Anyone with experience please let me know, I’ll pay for the set aside as I mainly want the CCJ removed
Last week I received a letter from a debt collector regarding an unpaid CCJ. After many phone calls I’ve found out I had an unpaid parking ticket from 2022, there was a court judgement in Dec 2024. The letter I have received was already outside the 30 day window, so now I have no chance of paying and it being removed from my file, without a set aside.
Basically, in the last 2 years I have lived in 4 places, so the letters never kept up. The letters regarding the ccj were sent to my last address and I can prove I updated my VC5 form at the time of my move, so had no way of knowing. However, I cannot prove I updated my VC5 after the offence in 2022, looking at my emails I didn’t update until 2023, so that would be my fault for not getting the initial letters about the parking fine.
My question- do I have a chance at a successful set aside as I was not aware of the recent court proceedings, or will it likely come back at me for the first error of not updating the address? Anyone with experience please let me know, I’ll pay for the set aside as I mainly want the CCJ removed

nulmatt
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