Car insurance

[kallum]

I'm not sure if anyone would know as it seems a bit out of the ordinary. I had a car accident early this year where I admitted fault, no question about it i owned up to my mistake. I didn't make a claim on my insurance but the other guy did claim, I'm wondering if i lose some of my "no claims". Just to clarify i didn't claim so i would assume i wouldn't lose any but knowing the other guy did claim im not sure if there's a small clause that would mean i still lose some of my "no claims". I've tried searching for answers around but nothing is giving advice regarding my particular question.

[PallasAthena]

When you say "...knowing the other guy did claim..." do you mean the other driver made a claim against you? The other driver can't make a claim under your policy. They are making a claim against you and your insurer is paying it under the Third Party section of your policy.

I assume you notified the accident to your insurer. They will probably say that is a notification by you that you are claiming under the policy - ie you are asking your insurer to deal with the third party claim the other driver is making against you. So it will count as a claim under your policy for NCB purposes.