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I have today received a letter from Cabot Financial stating i owe a debt on a store card which was owed as of February 2004. I have made no payment against this debt as i did not know it was outstanding, i have never been chased for it. I am unsure how i proceed with them as 20 years seems a long time. (i am pretty certain any debt i had form this period was paid off due to receiving a divorce settlement)
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Send the statute barred letter: https://legalbeagles.info/forums/for...ed-debt-letterLawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.
Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdf -
Make sure you get Proof of Postage.Comment
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What if they have registered it on your credit file like they have with me, 2020 which is is when I assume they took it over from another agency. The actual debt £457 happneed when I moved house, it's now 15 years old. Will they be obligated to remove it ?Originally posted by atticus View PostComment
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