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Mis sold Mortgage
Mis sold mortgage.
Hi, my partner decided to get a mortgage, sold his house we were living in. Husband never really discuss business with me.
Partner wants to move,looking at propertys,then partner states he needs a mortgage, then nothing more said about mortgage. House sold and both living in temporary com.
So partner come home after work one day,states sign this,I said what is it. He state mortgage application. I was surprised, i say will read later,partner states in irritated voice sign. I said i will read later,partner voice now shouting at me to sign. I sign it, partner take from me. We married not long after and then moved into new property. I am going through a divorce of 20 yrs because of Domestic abuse. Police arrest him for assault and coercive control. So educated myself,looking back i trusted my husband,looked up to him,building a future with him,thinking he was a businesses minded. Some of my monies went into the mortgage. After speaking to the Police abuse officer i said how stupid i have been,she no it happens slowly and you dont realise Coiceive controlling.
Going back to mis sold mortgage was a insurance broker who know my husband over ten of yrs through businesss relationship who sold the mortgageto us. Partner then must have been arranging mortgage behind my back without saying anymore. So looking back,never saw the mortgage broker,had any documents or discussing with broker or mortgage company to seek advice. Sorry to say,didn't know the yrs of mortgage being 20 yrs,how much mortgage was for, or on a interest only mortgage. At the time I had 50k,in my mind,it was a repayment mortgage and didn't think mortgage would be alot. I trusted my partner,little did I know. Now realised partner concealed information from me and was not upfront,never said one word about the term of mortgage. Never saw the broker. I was much younger,yes I look back and think how stupid I have been.
From 2004 till 2016 or 2017 something came up on the mortgage, husband stated interest mortgage, I said what is that,then husband told me. Still not taking on board the full situation and know nothing of a interest mortgage only excised.Then the abuse gets voilent afew yrs later. After last assault filed for injuction. Going through divorse. Husband not applying and finding out more in accounts through divorse in business. It's now this yr I asked for my mortgage application to see a joint mortgage application because I was reading up on line and thought hang on a min,this is not right what husband done to me.
Sorry I am abit slow,facts were concealed from me by husband. I told my mortgage providers,who is responsible broker, mortgage and waiting to see what happens. This is now affecting me,mortgage comes to end next month, husband will not sign to extend mortgage terms. Can't pay back the mortgage and put into a very unfair disadvantage by husband concealing the facts on mortgage,it looks like husband want the property repossessed. Broker retired but still doing some business . In the meantime mortgage application come back and filled in by broker, information wrong on application. Wages and yrs lived at previous property. Broker information written by him stated wages veries and wrote wrong amount of yrs i lived at previous property.
I expect partner at tbe time giving the broker the information by phone or seeing him.I had no bank account open or was earning wages. After reading up on line,i decided i needed to see mortgage application. We are joint mortgage would see husband to,not allowed to see husband mortgage application because I need a his signature. I think husband brought alot of debt in mortgage,again concealed from me. That is why I wanted to see the mortgages application to see the debt.I feel has a wife I have been totally exploited and loads of loans after in marriage were undue influence to sign. Again I failed to see what my husband was doing to me. I know there is a bar on mortgage of time,it's this year I recalled the mortgage application and so about 3 months I have realised about a mis sold mortgage.
Last 2 yrs,been suffering mental health issues because of what happened and dealing with to much and a nasty divorce. I could go on for ever What husband done to me and the reckless borrowing. I was the worker,he demanding to do the business side and deliberately didn't tell me the truth of matters. My home is at risk now because my husband buried his head. I feel totally used and no disregard for his wife. Left with nothing but debt,no wages out of business for 20 yrs,no excess to joint accounts or the business monies I earned. He has depleated me of everything. I am a prisoner in a mortgage and husband still controlling the divorse. Locked down, isolated and kept with no monies to have anything. No holiday for 28 yrs,just the worker,12 yrs previous to that work for him,done the same. I was innocent but totally trusted my husband, just can't believe how stupid and not putting things together to see what husband was really doing. If I said anything or stated where is all monies going,just put into a gaslighting situation of more confusion. Never getting the information i had asked for in the first place. Any information would be grateful to this awful situation I am in. Definitely looks to me fruadently been used by husband in mortgage and loans,exploited everyway.
Hi, my partner decided to get a mortgage, sold his house we were living in. Husband never really discuss business with me.
Partner wants to move,looking at propertys,then partner states he needs a mortgage, then nothing more said about mortgage. House sold and both living in temporary com.
So partner come home after work one day,states sign this,I said what is it. He state mortgage application. I was surprised, i say will read later,partner states in irritated voice sign. I said i will read later,partner voice now shouting at me to sign. I sign it, partner take from me. We married not long after and then moved into new property. I am going through a divorce of 20 yrs because of Domestic abuse. Police arrest him for assault and coercive control. So educated myself,looking back i trusted my husband,looked up to him,building a future with him,thinking he was a businesses minded. Some of my monies went into the mortgage. After speaking to the Police abuse officer i said how stupid i have been,she no it happens slowly and you dont realise Coiceive controlling.
Going back to mis sold mortgage was a insurance broker who know my husband over ten of yrs through businesss relationship who sold the mortgageto us. Partner then must have been arranging mortgage behind my back without saying anymore. So looking back,never saw the mortgage broker,had any documents or discussing with broker or mortgage company to seek advice. Sorry to say,didn't know the yrs of mortgage being 20 yrs,how much mortgage was for, or on a interest only mortgage. At the time I had 50k,in my mind,it was a repayment mortgage and didn't think mortgage would be alot. I trusted my partner,little did I know. Now realised partner concealed information from me and was not upfront,never said one word about the term of mortgage. Never saw the broker. I was much younger,yes I look back and think how stupid I have been.
From 2004 till 2016 or 2017 something came up on the mortgage, husband stated interest mortgage, I said what is that,then husband told me. Still not taking on board the full situation and know nothing of a interest mortgage only excised.Then the abuse gets voilent afew yrs later. After last assault filed for injuction. Going through divorse. Husband not applying and finding out more in accounts through divorse in business. It's now this yr I asked for my mortgage application to see a joint mortgage application because I was reading up on line and thought hang on a min,this is not right what husband done to me.
Sorry I am abit slow,facts were concealed from me by husband. I told my mortgage providers,who is responsible broker, mortgage and waiting to see what happens. This is now affecting me,mortgage comes to end next month, husband will not sign to extend mortgage terms. Can't pay back the mortgage and put into a very unfair disadvantage by husband concealing the facts on mortgage,it looks like husband want the property repossessed. Broker retired but still doing some business . In the meantime mortgage application come back and filled in by broker, information wrong on application. Wages and yrs lived at previous property. Broker information written by him stated wages veries and wrote wrong amount of yrs i lived at previous property.
I expect partner at tbe time giving the broker the information by phone or seeing him.I had no bank account open or was earning wages. After reading up on line,i decided i needed to see mortgage application. We are joint mortgage would see husband to,not allowed to see husband mortgage application because I need a his signature. I think husband brought alot of debt in mortgage,again concealed from me. That is why I wanted to see the mortgages application to see the debt.I feel has a wife I have been totally exploited and loads of loans after in marriage were undue influence to sign. Again I failed to see what my husband was doing to me. I know there is a bar on mortgage of time,it's this year I recalled the mortgage application and so about 3 months I have realised about a mis sold mortgage.
Last 2 yrs,been suffering mental health issues because of what happened and dealing with to much and a nasty divorce. I could go on for ever What husband done to me and the reckless borrowing. I was the worker,he demanding to do the business side and deliberately didn't tell me the truth of matters. My home is at risk now because my husband buried his head. I feel totally used and no disregard for his wife. Left with nothing but debt,no wages out of business for 20 yrs,no excess to joint accounts or the business monies I earned. He has depleated me of everything. I am a prisoner in a mortgage and husband still controlling the divorse. Locked down, isolated and kept with no monies to have anything. No holiday for 28 yrs,just the worker,12 yrs previous to that work for him,done the same. I was innocent but totally trusted my husband, just can't believe how stupid and not putting things together to see what husband was really doing. If I said anything or stated where is all monies going,just put into a gaslighting situation of more confusion. Never getting the information i had asked for in the first place. Any information would be grateful to this awful situation I am in. Definitely looks to me fruadently been used by husband in mortgage and loans,exploited everyway.
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