Lowell’s CCJ - Enforcement action threats

[Unknownsas]

2016 Original loan taken out £2k

Non payment and interest fees added before being eventually passed to Lowell - debt £8k

2020 CCJ issued

I would like to know if enforcement action in terms of forced bailiff entry allowed? I was under the impression this wasn’t allowed as it was a consumer debt but the threatening letters seem to suggest otherwise.

Any advice welcome. Thanks in advance

[echat11]

Hi UNKNOWNSAS

Welcome to LB

Can you tell us a bit more about the circumstances leading to the CCJ?

Are there any personal circumstances, health, unemployment etc?

[Unknownsas]

Hi

Thank you.

It was from everyday loans, I was self employed at the time, the loan was a last-ditch attempt to try and save my business but it went under. I was unemployed for 2 years after and did not make any payments.

Hi UNKNOWNSAS

Welcome to LB

Can you tell us a bit more about the circumstances leading to the CCJ?

Are there any personal circumstances, health, unemployment etc?

[echat11]

They are allowed to do certain things, but has to follow certain rules / protocols.

https://www.citizensadvice.org.uk/de...-at-your-door/

https://www.citizensadvice.org.uk/de...re-vulnerable/

There are also other CAB links.

[Unknownsas]

Thank you for the links, this is pretty much confirms what I thought