Statute barred

[maccadad]

It appears that you have a CCJ against you which has been secured by a charging order over your property. In that event, the question of a fresh court action for this debt does not arise, and therefore discussion whether such action would be statute barred is irrelevant.

Do you own your property jointly or in your sole name?

As previously asked:

Sorry I am not entirely sure what to do with this.
what, if anything, can I do due to nobody chasing me for ages for this debt?
The debt is for around £1800, I’m guessing that it was probably bought for a lot less, would an offer to clear it wipe it out in full and have the charging order removed?

[atticus]

please answer the questions. The information you give will assist in giving you appropriate advice.

[maccadad]

please answer the questions. The information you give will assist in giving you appropriate advice.

Yes I have a CCJ
Yes they attached to my property
Joint owned property with my wife
Credit card debt
sorry if I have been vague in replying, just appreciate the help.
Is there anything else you need to know?

[atticus]

Please read post #13 in this thread.

[maccadad]

Please read post #13 in this thread.

I have read the post, but still have questions, does the debt need to be paid in full?
If there is an agreed deal should that be shown a settled on my credit file?
What needs to be done to get the form K removed?

[atticus]

If you want to remove the restriction, other than as stated in post 13, you will have to agree a sum and pay it.