HI All, Need some help with this. Having wards with a debt collection agency recording default on my credit file even though I have made payment arrangements with and have kept to. I have asked them to record this as 'arrangement to pay'.
My question is, Can they report this as default even though I have set up a payment plan and have paid on time?
My question is, Can they report this as default even though I have set up a payment plan and have paid on time?