lowell CCJ claim

[echat11]

You are still waiting for the creditor / solicitors to provide the requested documents.

The example defence is below, you can start amending it now, as you already have some of the details required.

Don't send it off until you reach nearer the 28 day mark, you still need to see what the creditor / solicitor will send you.

Send a copy to the Court and a copy is sent to the creditors solicitors You can send it to the Court online through MCOL. Make sure you get Proof of Postage for Defence sent to their solicitors.

https://legalbeagles.info/library/gu...-court-claims/

[Marksmith]

Hi echat
thank-you

Solicitor sent me a copy of capitol one letter to me dated 5/7/21 of handover of debt to lowell

and a copy of lowell letter dated 05/07/21 receipt of debt from capitol one.

solicitor also informed me that they had advised their client to send me requested docs.


I' submitted my defence on 17/06 basicaly outlining non receipt of lowell & capitol one notification of reallocation of debt from C1 to lowell using the template.


Today is 22/7/22 and I have still not received any letters from lowell as per request sent 07/06/22.

I shall send copy of defence to solicitor tomorrow.

[Marksmith]

I shall check in here for any further advise first.
thanks.

[echat11]

Hi echat
thank-you

Solicitor sent me a copy of capitol one letter to me dated 5/7/21 of handover of debt to lowell

and a copy of lowell letter dated 05/07/21 receipt of debt from capitol one.

solicitor also informed me that they had advised their client to send me requested docs.


I' submitted my defence on 17/06 basicaly outlining non receipt of lowell & capitol one notification of reallocation of debt from C1 to lowell using the template.


Today is 22/7/22 and I have still not received any letters from lowell as per request sent 07/06/22.

I shall send copy of defence to solicitor tomorrow.

I'm not sure why you rushed filing a defence.

If you haven't used the example defence, there will be lots of points missing from your defence.

Ring the Court, see if they have received the defence, if they have, see if they will allow you to file a further defence (example defence amended).

If they haven't received it, then file the example defence on MCOL (don't forget to send the Creditor a copy). Make sure you get Proof of Postage.

The Creditor might look to strike out your defence as it's not a 'full' defence.

[MIKE770]

Example Defence

[Marksmith]

Hi both

thank you for your advise.

I did use example defence. And amended the green spaces within it.

I'll send a copy today to solicitor with proof of postage.

Received court acknowledgement this morning in receipt of defence and notification they will forward to claimant.


Have still not received Docs requested 07/06 from lowell.

I'll post my defence here , this afternoon for you to review.

Please when reading be blunt with me. Wasn't my intension to rush my defence, I was under the impression it had to be in asap.

Regardless of any outcome I would like to thank-you Echatt for your patience and guidance in this matter you have been a big help. Thank-you.



Mark

[Marksmith]

I'll send a copy today to solicitor and obtain proof of postage*.

[echat11]

Make sure you remove personal details and reference numbers if you post on this thread, just replace with XXXXXXXXXXX.