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Lachlan2012

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Joined: Apr 2022

Posts: 4
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19th April 2022, 07:34:AM

Hi there, I wonder if anyone can offer advise or help. I have a default May 2016, I have paid towards this debt Ł30 per month for around 3 years. This debt is due to fall off my credit report on May 27th 2022. I am wanting to know can I simply stop paying this debt once it falls off my credit report? Or will I need to continue payments? My worry is that if I stop making payments once it falls off my credit report can they simply go for a CCJ instead of a default? Tia

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DE DOGS

Senior Member

Joined: Apr 2021

Posts: 579
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19th April 2022, 08:25:AM

Possible why try for a settlement. ?
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