Tweet
Originally posted by janexx37
View Post
https://www.financial-ombudsman.org....ebt-collection
Loading...
-
Read through the link, particularly the heading Types of Complaints We See - Common Complaints. You can show the FOS that the Court struck out Lowell's claim, you have the evidence. You don't have to accept the FOS's decision.
https://www.financial-ombudsman.org....ebt-collection -
thank you i have sent the fos an email, i just cant believe lowell are ignoring the strike outComment
-
just as an update lowell are still ignoring the courts strike out and refuse to remove the account off my credit fileComment
-
How can the default for the account show on your credit file if it is time barred??
"Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012
)
I am proud to have co-founded LegalBeagles in 2007
If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page
If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. comComment
-
this was what i was defending against in court when lowell tried to pursue me for a ccj and the court struck lowell outComment
-
A default under s.87 Consumer Credit Act is issued around the time of the account going into arrears - you get a default notice and unless you remedy it within the time frame on the notice (14-40 days usually) it sits on your file for 6 years - it is totally different from a CCJ - which you cannot have as the claim was unsuccessful.
Can you show us a screenshot (suitably redacted) of your credit file. I’m trying to ascertain whether they have redefaulted you somehow."Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012)
I am proud to have co-founded LegalBeagles in 2007
If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page
If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. comComment
-
yes as there is no details on the account what so ever either no proof of missed payments nothing its all greyed out going back to 2014. ill put a screen shot on later itll be from clearscoreComment
-
hi heres all the information i have on my credit file showing from lowell no information anywhere else, totally money shows the same with no data, as i mentioned before i have defended as not acknowledging the debt/stauted barred, so im not sure what to do next.Comment
-
Right that does not look correct at all. Did you know you can contact the CRAs to request this data be removed? I would try that as well as continuing to pursue Lowell for this misreporting of your data. The ICO could also be an option for a complaint."Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012)
I am proud to have co-founded LegalBeagles in 2007
If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page
If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. comComment
-
hi yes i agree i have contacted equifax who replied with we have been in touch with 'lowell and they say they are correct and will not change anything'. despite me providing proof they were struck out. Yes i think i may have to go down the route of the ico.Comment
-
There's a template that you can amend and send to Lowell's, it reminds Lowell's that the ICO will be 'on their case' if not sorted out, send your screenshot with it -Originally posted by janexx37 View Post
https://ico.org.uk/your-data-matters...ata-corrected/Comment
-
I would also push back hard on Equifax - how can 'no data' grey months be causing this much issue - It's either a default, a missed payment or nothing, they cannot have it all ways."Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012)
I am proud to have co-founded LegalBeagles in 2007
If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page
If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. comComment
-
Agree 100%, it defeats the object of having a 'credit file'.Originally posted by Celestine View PostComment
Comment