United utiites court letter

[Leslie48]

Hi

Just after a bit of advice regarding a court letter I have received on behalf of United Utilities over an amount of money I owe them (its over four grand). I have basically, over the years, been burying my head in the sand and prioritising other bills and stupidly only paying them every now and again. I have ignored their correspondence and feel completely to blame for this. I am in the process of completing the form to admit liability and requesting time to pay and making an offer of £50.00 a month moving forward and then will start to pay what I should be paying in the first place.

I know this is completely my fault and wouldnt blame people for thinking you got yourself into this mess so get yourself out of it but I just wondered if there was any advice as i dont want to do the wrong thing>

[Law Student 3]

ULA Celestine

Hello, I understand that this is a difficult situation for you.

Generally, it looks like you are doing everything correctly by admitting that you owe them money and suggesting an amount you feel like you can pay. My advice would be for you to ensure you have filled out all of the forms with the most up to date information to avoid the claimant not receiving them. Also, be prepared that the claimant might ask you to pay a higher amount than what you have suggested. If this happens please ensure that you would be able to pay it before accepting it. Just make sure you stick to the payments, retain any evidence of payments you will make and at the end, once you have paid off the debt you ask the claimant to issue you with a statement that everything is paid off and you no longer owe them money.

I hope this helps

[Celestine]

Nice response Law Student 3. It may be wise to alert the poster to settlement via Tomlin Order if a claim has actually been started. There will be ways to avoid a CCJ but still settle.