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I bought a Ford Ranger from a second hand car dealer 2 years ago , and have just had my case thrown out of court as the consumer credit act does not cover commercial vehicles,( ITS A SHAME THAT CAB & TRADING STANDARDS DID NOT TELL ME THIS) what if anything can i do to try and get my money back,as the vehicle was sold to me in an unroadworthy condition,and not fit for purpose.As the vehicle was completely rusted out and in a very dangerous condition i started by contacting the seller, but with no replys,so the only way was to go to court
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Did you buy it using a business identity?
As a business the CRA does not apply, the word being Consumer, and if you claimed using that then yes it would be thrown out. Just the fact that it was in unroadworthy condition should be suffice. -
How do i go about finding out what to do nextComment
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To give any meaningful advice we need to have full details:
Did you buy it as a consumer or for business purposes?
If for business, what is your business?
Price paid, vehicle mileage on delivery
Purchased with finance, so with whom?
Did you make a section 75 claim against the finance company?
Can you post up your particulars of claim and their defence?
Do you have a copy of the judgment and did you request leave to appeal?Comment
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i bought thevehicle for business purposes, my business is building contractor,i paid €4,983.00,& the mileage was 122729,i paid by bank transfer,with no finance.
i claimed under the c.r.a , but was not told that this does not cover commercial vehicles,& the case was dismissed,i have no copy of the judgement,& as i live in france the cra can not help me due to brexitComment
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CRA does not exclude commercial vehicles
However it was the definition of consumer that was your undoing "Consumer means an individual acting for purposes that are wholly or mainly outside that individual’s trade, business, craft or profession"
If you purchased the vehicle in France do the French not have consumer protection laws, along with the rest of EU?
Perhaps " la Code de la Consommation"
or Articles L.441-6 & L441-7 of the French Commercial Code might give you some help.
Get local legal advice & good luckComment
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