Seller Retaining Vehicle Registration Book (V5C)

[Hicksy]

Ford Motor Co (FMC) have a deal with UK brokers to sell new 'pre-reg' vehicles at huge discounts but the seller is obliged under the terms set out by FMC to retain the Reg Book (V5C) for 12 months in their name. We have purchased 2 vehicles on finance and have an sales invoice to confirm the full transaction but cannot have the V5 for 12 months. The question being if the broker goes out of business within these 12 months are these vehicles legally ours or because the seller retained the V5 in their name would they fall within the scope of the failed company assets

[des8]

The vehicles actually belong to the finance house.
Registration document does not indicate ownership