Text message

[Harlow77]

Hi i received ppi payment on 19th October but got a text today from INgenious stating that we owe them £436.31 within 7 days of cleared funds. Also was told to click a link which I have not done as I think this may be a scam.
Should this be done over text?
This was cleared at bank on 19th October surely if I was die anything to them a letter would have been sent sooner?
can you please help?

[efpom]

If I was advising the geniuses running the company, I would be advising that a proper invoice be sent, including all information required by legislation e.g. Registered address, vat number.

[GoodOldBoy]

Don't be in a hurry to pay. If it is a legitimate debt they should explain it to you. A text is not enough - it could be from anybody. I have always taken the 'everything in writing, please' approach.