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Paid off a ccj now the company have are requesting it to be set aside

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  • Paid off a ccj now the company have are requesting it to be set aside

    So in August 2021 I had a Ccj against me go through the courts, I paid it off as soon as I got the letter from the Court saying it needs to be paid. The original debt was through a Payday loan company who sold it to a debt collection agency who are the ones that applied for the Ccj.

    In June 2021 I complained to the financial ombudsman about the original loans, and they came back and said they they were in the wrong and should refund charges/interest to me.

    I have just received today 4 of December an n244 requesting for my ccj to be set aside, again its from the debt collection agency, thier reason being is because the payday loan company are buying back the debt because of the complaint I made to the financial ombudsman that they were wrong to issue the loans.

    So does this mean that the court fee for the ccj and the interest that the debt collection agency put on the debt still stands or will that get given back to me?
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  • #2
    If the loan was missold you should be put back into the same position as you were before the loan was taken. You should therefore have all the charges and costs refunded.

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