Help for Noitice of Civil Proceedings

[Guest]

I have revived a Noitice of Civil Proceedings letter which has left me baffeled it is accusing me of selling an item illegally. This is not true. I have used Cex for 3 years to sell video games or laptops or phones that I have used or finished. And everytime I get the money transferred to my bank just because I wouldn't want to carry that amount around. They said the item I sold was 900 and something £ so not petty cash. If its a tenner I get that in cash. I have a good fortune to win phones from Amazon and ee and other places. Don't ask me why this luck doesn't translate to anything else more useful in life but that's me. Anyway. It claims this was in 14/03/2019. I had many questions. One being why so long ago and why so long to take cation if this was a fraud case that they are accusing me of. I have 13 days to sort this out but I'm losing sleep. Cause I don't know what to do. I have asked legal advice but for a letter to write baxk costs 395 plus VAT. I don't have enough money for food after u pay rent and bills. I support myself at 22 and have no family. So I don't have anyone to help me. Could anyone advise me other than what u am planning to do with a barrister letter. What do you think.

I have checked all my bank statements and I have not record that amount of money ever and I didn't go out that day as there shows no signs. If anything I would have been in uni. It was a Thursday and Friday I had something to prepare for. Just checked my calendar. HELP ME PLEASE