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Thames Water - Default incorrectly in my name

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  • Thames Water - Default incorrectly in my name

    Hi all,

    I'm looking for any suggestions anyone can offer about a situation I find myself in thanks to Thames Water.

    In short, I was doing some checks of my credit report ahead of looking at mortgages later in the year. My Experian report is fine, however my Equifax report is a different story entirely. I was shocked to discover a default against me from TW.

    ​Having done some digging, it turns out "a third party" has reported this unpaid bill of £540 against me, although when I spoke to someone at TW on their general support line, they weren't able to tell me who, or give me any additional information. Not surprisingly I was unable to pass the DPA questions since I have no idea where this bill came from, and none of the addresses I gave matched up to what TW have. I was able to find out when the account was created, and helpfully I am able to prove where I lived at this time, which I hope will act as proof that the default is erroneous.

    The issue I'm having currently though is, despite emailing a generic email address at the request of the support rep a week ago, I have yet to hear back. I attached proof of address at the time the account was opened. Meantime my credit report is being tanked through no fault of my own.

    The reason I'm raising this here is to see if anyone has been in a similar position with Thames Water, and/or has any suggestions about how I can contact the right department. I've tried calling again but end up on hold for 25+ minutes at a time and due to work commitments I can't really hang on the line for such lengths of time.

    Thanks for reading.

    Jake
    Tags: None

  • #2
    Hi Jake, did you manage to get an update on the above?
    I am currently dealing with the same situation, where they have registered 2 defaults on the same address.

    I have called Thames Water several times where they are unable to find me on their system, I have never made a payment to them and they have a series of payments and defaults showing on my Equifax file.

    I have raised the dispute with Equifax and they keep returning it saying Thames water confirm the details however when I contact Thames Water they are unable to find me on the system and I have asked for proof.

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