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Hi everyone. Complete newbie here. Haven't had much call for legal advise up until now thankfully! I have tried to follow threads here regarding this, but end up more confused - my shortcoming I realise!
I have discovered, (September 2019), that a CCJ had been attached to my credit file for non-payment of parking fine. I did not discover this and was not alerted to this until a credit check whilst trying to guarantee a tenancy agreement for university accommodation for son. I obtained limited information from the court, who advised that claim had been made to my old address under my maiden name, by Parking Eye, and that I needing to contact them directly. Not having any further information I contacted Parking Eye, explaining that this information was appearing on my credit file, and asking for details and how I could redress the situation. Long story short, because my name didn't match name on file, they refused to correspond with me, even though I repeatedly told them that I was the first party, insisting I get authorisation from Third Party! After a few months, I gave up as I seemed to be going around in circles.
Under furlough, I decided to give this another try and wrote to Parking Eye, stating my current name and address and stating my previous name and address, asking once again for details. This time, they sent email back claiming that they had sent preliminary parking infringement paperwork to my current address (on FOUR occasions), but then arranged for all legal paperwork to be sent by the court to my old address, apparently based on credit agency information. They also supplied me with date (March 2019) and location of alleged infringement, which I am NOT disputing. I had parked in a hotel car park to attend a medical trial.
I did not receive the initial documentation at my current address and do not believe that they sent it there, let alone four times, but cannot prove that, and clearly did not receive the legal documentation from the court and therefore had no opportunity to respond to the claim. It is not my nature to avoid payment of a valid fine.
NB. Vehicle was registered under maiden name and current address. I had forgotten to update name for the log book, although my Driving Licence etc was all up-to-date, as was electoral roll. I had not lived at the other address since early 2016. Incident occurred on 29/09/2018.
I was advised to complete an N244, which I am currently trying to do, but am completely confused as to whether this is actually the correct form after reading some threads on this forum, and do not understand the difference between a statement of case, witness statement, statement of truth etc., or which I should be using. The N244 notes don't exactly help for this section.
Any advice would be welcomed...
I have discovered, (September 2019), that a CCJ had been attached to my credit file for non-payment of parking fine. I did not discover this and was not alerted to this until a credit check whilst trying to guarantee a tenancy agreement for university accommodation for son. I obtained limited information from the court, who advised that claim had been made to my old address under my maiden name, by Parking Eye, and that I needing to contact them directly. Not having any further information I contacted Parking Eye, explaining that this information was appearing on my credit file, and asking for details and how I could redress the situation. Long story short, because my name didn't match name on file, they refused to correspond with me, even though I repeatedly told them that I was the first party, insisting I get authorisation from Third Party! After a few months, I gave up as I seemed to be going around in circles.
Under furlough, I decided to give this another try and wrote to Parking Eye, stating my current name and address and stating my previous name and address, asking once again for details. This time, they sent email back claiming that they had sent preliminary parking infringement paperwork to my current address (on FOUR occasions), but then arranged for all legal paperwork to be sent by the court to my old address, apparently based on credit agency information. They also supplied me with date (March 2019) and location of alleged infringement, which I am NOT disputing. I had parked in a hotel car park to attend a medical trial.
I did not receive the initial documentation at my current address and do not believe that they sent it there, let alone four times, but cannot prove that, and clearly did not receive the legal documentation from the court and therefore had no opportunity to respond to the claim. It is not my nature to avoid payment of a valid fine.
NB. Vehicle was registered under maiden name and current address. I had forgotten to update name for the log book, although my Driving Licence etc was all up-to-date, as was electoral roll. I had not lived at the other address since early 2016. Incident occurred on 29/09/2018.
I was advised to complete an N244, which I am currently trying to do, but am completely confused as to whether this is actually the correct form after reading some threads on this forum, and do not understand the difference between a statement of case, witness statement, statement of truth etc., or which I should be using. The N244 notes don't exactly help for this section.
Any advice would be welcomed...
