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If a debtor entered into an HIre Purchase / rental agreement in 2010 and the creditor was not granted a Consumer Credit License until 2015, are arrears accrued after 2015 enforceable? If the creditor was not allowed to hold client monies in the terms of their Consumer Credit license can they hold a deposit for an item that has been leased or rented?
Agreements enforceable under Consumer Credit act
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