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I received a court claim from Lowell Solicitors which was issued on 05.03.2020. I have acknowledged the claim and written and printed off the letters outlined in the 'received a claim' thread. Here are the details...
Received a claim? Yes:
Issue Date: 05.03.2020
Have you Acknowledged the Claim?: yes
Total Amount Claimed :*£8000
Claimant’s Name: Lowell Portfolio
Solicitors Firm: Lowell Solicitors
Original Creditor: Tesco bank credit card
Original Debt*(eg. Credit card/Loan/Overdraft)*: credit card
Particulars of Claim: (*Please type out in full excluding names/account numbers/exact amounts ):
1. The defendant entered into an agreement with Tesco bank credit card which was regulated by the consumer credit act 1974*under ref xxxxx on xx/07/2010 ('the agreement').
2. In breech of the agreement, the defendant failed to maintain the required payments and the agreement was terminated.
3. The agreement was later assigned to the Claimant on xx/01/2019 and written notice given to the defendant.*
4. Despite repeated requests for payment, the sum of £8000 remains due and outstanding. And the claimant claims
a) The said sum of £8000
b) interest pursuant to s69 county courts act 1984 at the rate of 8% per annum from the date of assignment to date of issue, accruing at daily rate of £1.605 but limited to one year, being £500
c) costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No.*made payments until 2014. No contact after that with tesco or lowells.*
List any letters you have sent (eg: CCA/ CPR ): About to send both CCA and CPR and SAR tomorrow.
Any Other Information or Background Details: no*
Thank you in advance for any help.
I received a court claim from Lowell Solicitors which was issued on 05.03.2020. I have acknowledged the claim and written and printed off the letters outlined in the 'received a claim' thread. Here are the details...
Received a claim? Yes:
Issue Date: 05.03.2020
Have you Acknowledged the Claim?: yes
Total Amount Claimed :*£8000
Claimant’s Name: Lowell Portfolio
Solicitors Firm: Lowell Solicitors
Original Creditor: Tesco bank credit card
Original Debt*(eg. Credit card/Loan/Overdraft)*: credit card
Particulars of Claim: (*Please type out in full excluding names/account numbers/exact amounts ):
1. The defendant entered into an agreement with Tesco bank credit card which was regulated by the consumer credit act 1974*under ref xxxxx on xx/07/2010 ('the agreement').
2. In breech of the agreement, the defendant failed to maintain the required payments and the agreement was terminated.
3. The agreement was later assigned to the Claimant on xx/01/2019 and written notice given to the defendant.*
4. Despite repeated requests for payment, the sum of £8000 remains due and outstanding. And the claimant claims
a) The said sum of £8000
b) interest pursuant to s69 county courts act 1984 at the rate of 8% per annum from the date of assignment to date of issue, accruing at daily rate of £1.605 but limited to one year, being £500
c) costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No.*made payments until 2014. No contact after that with tesco or lowells.*
List any letters you have sent (eg: CCA/ CPR ): About to send both CCA and CPR and SAR tomorrow.
Any Other Information or Background Details: no*
Thank you in advance for any help.